Car insurers could cancel your policy if you fail to get this issue fixed

If you hear squeaking noises while driving it could indicate minor issues, but identifying the cause can be tricky. It's important not to ignore an ongoing squeak, it could also be a sign of more significant issues.

Acting quickly is the best course of action. The root of the problem could put your safety at risk - and land you with a significant bill or cause you problems with your car insurance policy if left unattended.

Why is my car squeaking?

Squeaking could be a sign of a few different issues. The first step in identifying the problem is recognising when the squeaking happens. It could be when you put your foot down on the brake, for example.

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There are a few common causes of car squeaking noises, including:

• Components of your braking system need changing

• An issue with the serpentine belt

• Issues with the power steering system

• failing cambelt or water pump pulley

• A car fluid needs topping up or a component needs lubricating

• An issue with the suspension system

You shouldn't turn a blind eye (or ear) to a squeaking noise, or any other noise for that matter. Narrowing down the cause of the squeaking should help you better explain to a professional where the issue stems from. It could give a mechanic a better opportunity of diagnosing the issue and fixing the issue permanently.

What does a high-pitched squeaky sound mean?

A high-pitched squeak can be caused by a number of issues, so it's important to identify if any particular actions trigger the noise.

If the noise occurs when you turn on the ignition, it could be an issue with one of the two drive belts (Serpentine and V-belt). V-belts are typically present in older cars but modern cars have longer serpentine belts.

It might be more evident if a particular action results in a high-pitched squeak. If the noise occurs when you use the brakes, it could be a sign of worn brake pads. The suspension system is another culprit that can be somewhat obvious to identify. It's vulnerable to wear and tear, so you should get it checked out if it causes high-pitched noises.

Squeaking when turning the steering wheel

If turning your steering wheel results in a squeaking noise, it could indicate a problem with the power steering. Here's why that could be happening:

• The power steering wheel fluid is running out and needs topping up

• The wheel housing is colliding with another component

• A component of the steering wheel needs lubrication

• The power steering fluid is contaminated and needs replacing

• There is a power steering pump failure

You should check the power steering fluid to begin with, it may just need topping up. If this isn't the issue, it's best for a professional mechanic to diagnose the problem.

Car squeaking when accelerating or slowing down: What could it be?

When you're accelerating or slowing down, squeaking can indicate a worn serpentine belt. It could need replacing, so it might be worth checking for any cracks or holes.

However, the same noise while driving slowly could equally be a sign there's a problem with your brakes.

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Why does my car squeak when I brake?

If your car screeches or squeaks when you put your foot down on the brake, it could highlight a problem with the braking system.

There are several elements of the system that could need attending to:

• Brake pads: It's not uncommon for brake pads to wear over time, eventually they need to be replaced. They're essential to your safety as they create friction to stop the car.

• Brake rotors: These are circular disks on each wheel that brake pads press against to slow the car to a stop. They work in conjunction with the pads, so it wouldn't be a coincidence if both elements need replacing at the same time.

• Brake calipers: They work to squeeze the brake pads against the rotors, slowing the spin of the wheel. They're a crucial component that can prevent the pads and rotors from functioning.

Modern cars might have brake sensors on the dashboard highlighting an issue with the braking system.

Squeaky suspension: What it means and how to fix it

Your suspension system works to absorb shock and vibration as your wheels navigate the terrain of the road. So, over time, it's susceptible to common wear and tear.

Squeaking could just be a sign that some of the components need lubrication, but it could also suggest a spring or shock absorber needs replacing.

Is it safe or dangerous to drive a squeaky car?

Like anything, you shouldn't jump to conclusion if you suddenly experience a squeaking noise while driving. It could simply signify that the power steering wheel fluid in your car is running low and needs topping up, for example. But, a squeaking noise could also indicate a serious issue that could put your safety at risk while you continue to drive.

At the same time, it's important to identify where the noise is coming from. If the problem persists, you should always consult a professional mechanic as soon as possible to diagnose the problem.

Will a squeaking noise affect my insurance?

That depends. Your car must be roadworthy as a condition of your car insurance. If you don't keep your car in a roadworthy condition and you have an accident because of that, you could invalidate your insurance.

You probably won't be able to claim on your car insurance for fixing a squeaking noise. That's because car insurance generally doesn't cover maintenance repairs.

So, a squeaking issue is largely down to you to fix and pay for. Along with any insurance implications, driving a car in a dangerous condition could put you at risk of:

• Penalty points on your licence

• Fines up to £2,500 for driving a vehicle in a dangerous condition

• A driving ban

If you're caught, and sanctioned with one of these punishments, it could affect what you pay for car insurance when your renewal comes around.

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