Personal Loans

  • NewsAOL

    Where is Britain's personal loan capital?

    The British Bankers' Association has revealed the ten postcodes in the UK with the highest levels of personal loan debt. The top spot was taken by BA1 9, where the average person owes an average of £2,311 in personal loans (not to mention

  • BusinessAOL

    Hitachi slashes rate for smaller personal loans

    Hitachi has lowered the interest rate to 6.2% on loans of between £5,000 and £7,999. Taking out £5,000, for example, would cost you £5,803.80 in total if paid back over five years with a monthly payment of

  • BusinessAOL

    Where to borrow a large sum for less

    Personal loan rates are falling again as lenders compete to offer the lowest-price deal. You can now borrow between £7,500 and £15,000 at an interest rate of just 4.8%, providing you have a decent credit

  • BusinessAOL

    Revealed: the shocking state of our credit records

    Our personal credit records are in a dire state, according to recent research that shows 7 million credit applications were refused in the UK during the last 12 months. A further 7 million applications for other accounts and agreements were

  • EntertainmentAOL

    The most common small print catches - and how to avoid them

    Wading through pages of small print when you open a new account might seem tedious but it is essential to ensure that you're not caught out with crafty catches later on. To help navigate those complicated contracts and policies, we've

  • BusinessAOL

    Cheapest personal loan near 5%

    For about two years, a battle between a handful of lenders has been chipping fractions of a percent from the cheapest personal loan rates every few weeks. Back in 2010, rates were 7%+, but at a speed of around 0.1 percentage points at a time,

  • BusinessAOL

    There's never been a better time to get a personal loan

    2012 has been an incredibly competitive year in the personal loan market, with market leading rates falling by almost half a per cent since the turn of the year. Back in January M&S Money took top spot in the best buy tables, cutting the