money
- The Telegraph
Have you got the cheapest Isa? The providers charging the most – and least – in 2023
One of the simplest ways to improve your investment returns is to reduce the amount you pay in fees. The trouble is, it can be difficult to work out exactly what you pay in charges – and whether you could get a better deal elsewhere.
- The Telegraph
Bitcoin hits nine-month high amid global banking fears
Bitcoin has soared to a nine-month high of £23,000, as fears of a banking crisis drove investors to the so-called "digital gold".
- The Telegraph
‘I asked ChatGPT where to invest £10,000 – so far I’m down 24pc’
In February I asked ChatGPT to invest for me and make a portfolio to grow my savings.
- The Telegraph
Energy bills ‘will fall below £2,000’ from July
Annual household energy bills are expected to fall below £2,000 from July, the lowest level since April last year.
- The Telegraph
Everything you need to know about remortgaging in 2023
Borrowing costs ballooned last year as mortgage borrowers shouldered some of the fastest interest rate rises on record.
- The Telegraph
How to retire early (according to the experts)
Each year thousands of workers dream of taking an early retirement – after all, who would not want to enjoy their twilight years on a sunny beach in Spain, catching up with reading? Or taking long walks in the Lake District, maybe learning a new language?
The TelegraphWhat the Credit Suisse crisis is doing to your savings, mortgage and investments
The banking sector was thrown into crisis as markets tumbled in early trading on Monday following the emergency takeover of Credit Suisse by rival bank UBS.
- The Telegraph
‘My home renovation dream turned into a nightmare’
The instant Heidi Roberts walked through the door of the two up two down Victorian cottage in Ipswich she could see its potential, despite years of grime and neglect.
- The Telegraph
How looking after grandchildren can boost your state pension by £3,000
Millions of grandparents help out with childcare each year, and while many are happy to do so out of the goodness of their hearts, few realise that spending time with their grandchildren could also boost their state pension payments – if they know the right forms to fill out.
- The Telegraph
How to protect your investments from global banking turmoil
Markets have tumbled in the wake of the emergency takeover of Credit Suisse by rival Swiss bank UBS, with banking stocks across the FTSE 100 and FTSE 250 falling.
- The Telegraph
Where to invest your children's Isa
Oonagh Shiel wants her three children to develop good financial habits from a young age. For years, she has been using Junior Isas to teach them to invest their money.
- The Telegraph
‘I'm mortgage free but have no pension – can I afford to retire?’
Would you like a Telegraph Money Makeover? Apply here or through the form at the bottom of the page.
- The Telegraph
How to get rich flipping property – according to those who did
Flipping property was one of the great money-making trends of the last property boom. If you stood in a queue at any Pret-a-Manger in the City of London in the early 2000s, it wasn’t long before you heard someone bragging about their latest property win.
- The Telegraph
Number of Britons now facing the nation’s most hated levy grows
Families have just been handed a huge inheritance tax break as revenue for Britain's most hated levy is projected to hit an all-time high.
- The Telegraph
What is probate? How it works and how to execute a loved one's will
Sorting out a late loved one’s finances is never going to be easy – but understanding how the probate system works can make it an awful lot less stressful and time-consuming.
- The Telegraph
New home sales to plunge as property crisis deepens
Sales of new homes are expected to plunge by more than 50,000 a year as onerous planning regulations and turmoil in the property market take their toll on development.
- The Telegraph
The new pension loopholes you won't want to miss out on
More than a million pension savers will be spared from falling into a tax trap by this week's Budget which has opened the door for retirement pots to become the ultimate financial planning tool.
- The Telegraph
Living near failing state schools could knock £20,000 off your house price
Living close to a failing state school could knock more than £20,000 off your house price, new analysis has shown.
- The Telegraph
‘We have never raised the rent’: accidental landlords reveal their top tips for property investors
As the housing market cools, beleaguered sellers may be tempted to ride out the slump by letting out their homes instead of selling up.
- The Telegraph
One in three high earners unwittingly risk being dragged into 45pc tax
One in three high earners unknowingly faces paying the top 45pc tax rate next month, research suggests.
- The Telegraph
Extreme inflation won’t last and neither will this stock’s negative returns amid push for ‘net zero’
Few equity investors have beaten inflation over the past year. While the FTSE 100 has posted a 2pc gain that rises to about 6pc when dividends are included, annual price rises have been in excess of 10pc. Therefore, the value of most stock portfolios will be lower now in real terms than they were a year ago.
- The Telegraph
‘Wizz Air denied me a refund – so a court sent bailiffs to Luton airport’
Court bailiffs were sent to Luton airport to retrieve money for a Wizz Air customer, as shocking figures revealed the lengths consumers go to for compensation.
- The Telegraph
Improving outlook for emerging markets means that this trust deserves more time to come good
According to economist John Maynard Keynes, “in the long run we are all dead”. Indeed, investors do not have an infinite amount of time to build wealth before retirement, and ultimately death, inevitably occur. This means that their portfolio of investments must deliver high returns within a limited period.
- The Telegraph
Home working to blame for ‘inexcusable’ £20m student loan overpayments
Graduates overpaid a “jaw-dropping” £20m in student loans due to government staff working from home last year, it has emerged.
- The Telegraph
Two million pensions under threat as Labour plans tax raid
As many as two million pensions could be under threat from a future Labour tax raid, new analysis has shown.
- The Telegraph
Free childcare: Who is eligible for it and when does it start?
Millions of new parents will receive help with spiralling childcare costs under a multi-million pound package, but today’s toddlers will miss out.