First Time Buyers

  • BusinessAOL

    Is Lifetime ISA an opportunity or a disaster for you?

    The Lifetime ISA is launched in April, and while only a few products will be on the market by then, we can expect it to be a booming business over time. The question is whether we should be snapping up a Lifetime ISA, or whether it would end up

    5-min read
  • LifestyleAOL

    Six beautiful homes for under £100,000

    With the average UK house price now £216,750, according to official figures, it's easy to despair of ever getting on the housing ladder. And with property prices rising by an average of £21 a day over the first six months of this year, the

    2-min read
  • BusinessAOL

    First-time buyers: don't touch property crowdfunding products with a bargepole

    It is a miserable business being a first-time homebuyer in the UK. Santander tells us that the average price to income ratio is over seven times. The Council of Mortgage Lenders says 18% of such buyers in London end up spending more than

    6-min read
  • LifestyleAOL

    First Time Buyers have blown £50,000 in rent

    The average person buying their first home this year will already have spent an incredible £52,900 on rent - that's 16.4% of their total lifetime earnings. And things are set to be even worse for those who have just started renting this

    4-min read
  • BusinessAOL

    Can a Help to Buy ISA help you buy a home?

    Saving for your first home can take a while. Rising house prices, especially in London, mean the deposit required can be pretty big. So can the new Help to Buy ISA get you on the property ladder any faster?Launched on 1 December, the Help to Buy

    2-min read
  • BusinessAOL

    Osborne's housing plan won't help those stuck in the rental cycle

    Housing, or rather the lack of affordable home, has become an issue of national importance, as a generation of people fail to get on to the property ladder thanks to rising house prices.In the Autumn Statement, chancellor George Osborne set out a

    2-min read
  • BusinessAOL

    Black Friday property: buyers queue overnight for west London studio flats

    A Hounslow development promising tiny studio flats from £199,000 set a new record by selling 215 flats in just three hours - at a rate of £335,000 a minute. People even queued overnight to be first in line to snap one up. If ever you needed a

    2-min read