Equifax
- BusinessAOL
How to dispute your credit record
Whenever you apply for credit the state of your credit record will determine how much you can borrow, what rate you can borrow at and crucially, whether you can borrow at all. So it is vital to check your rating regularly to ensure it is up to
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Improve your credit rating - how and why
Your credit rating can have a seriously damaging effect on your personal finances, severely limiting your options when it comes to borrowing. County Court Judgments (CCJs), defaulted payments, missed payments to credit cards of utility suppliers
4-min read - BusinessAOL
Firms folding at rate of 120 a day
Matt Dunham/AP The outlook for UK business is much worse than previously thought, with firms collapsing at the shocking rate of 120 a day. The figure, from a report by Equifax, shows business failures jumped by 20% between July and September,
- BusinessAOL
Banks are blocking the solution to a cheaper loan or credit card
Getty Images Cheap credit has been performing a vanishing trick recently. Even when you think you have spotted this rare beast, you apply for the credit card or the loan, only to discover your credit rating isn't good enough, and the best
