Money Diary: An Events & Training Manager On 36k

·17-min read

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking a cross-section of women how they spend their hard-earned money during a seven-day period – and we're tracking every last penny.

This week: "I'm 30 years old and work in the charity sector as an events and training manager. I have always had a strong work ethic and had numerous jobs while at school and university. When I left university and moved to London, I started working in sales and although I was able to make a lot of money (which I ended up putting into savings), it was extremely stressful. The company I worked for was quite ruthless if you didn't hit targets so I always felt like I would be out the door if I ever slipped up. I have been at my current job for about three years. I initially had to take a pay cut but I'm so much happier for doing so. I only recently started earning my current salary and I’m hoping to continue to be prudent with my spending. My partner B and I moved into our unfurnished flat in October 2021 and we've been having a lot of fun picking things out together and making the place our own."
 
Occupation: Events and training manager
Industry: Charity 
Age: 30
Location: London
Salary: £36k 
Paycheque amount: £2,138
Number of housemates: One (my boyfriend, B) 
Pronouns: She/her

Monthly Expenses
 
Housing costs: £750 is my share (going up next month to £825).
Loan payments: My student loan averages around £110 in repayments.
Savings? I have 8k in a LISA and another 18k in my savings account, which I have been saving for our future house deposit. 
Pension? I have a pension which I pay 3% of my earnings into and then my employer matches this. I have thought about increasing my contributions since my salary has increased but the ongoing uncertainty of living costs has stopped me from doing so.
Utilities: Water is included. Electric via direct debit is £65 each.
All other monthly payments: Phone contract is £41 for unlimited data/calls. Subscriptions: Netflix £10.99, ClassPass £15, Prime £7.99. 

Did you participate in any form of higher education? If yes, how did you pay for it?

I went to university and took out a student loan in full. I was lucky to be able to go to university in the final year of £3k fees so the interest payments remain lower than those on £9k fees. 
 
Growing up, what kind of conversations did you have about money?

I feel we talked about money quite openly and I was aware we were in a good position. When my parents got divorced my dad cut off all contact with my mum and would send his childcare payments into my account, which I would then transfer to my mum. It was annoyingly complicated but it made me appreciate the cost of things and how much we needed to live comfortably.

If you have, when did you move out of your parents'/guardians' house?

I fully moved out in 2016 to move down to London. My family home is up north but I had lots of friends from university living in London so I took the plunge and never looked back! 
 
At what age did you become financially responsible for yourself? Does anyone else cover any aspects of your financial life?

I would say fully independent by the time I was about 24/25 when I was able to make the move to London on my own. I’m very fortunate that there’s always space for me when I do come home. 
 
What was your first job and why did you get it?

My first job was working in a department store on weekends as a retail assistant at 16. I wanted to be able to buy my own clothes and be more independent. Since then I have always done some kind of work during summer months off university or even temps jobs while at university. 
 
Do you worry about money now? 

I don’t necessarily worry about money as I have been able to save up over the years and feel like I have something to fall back on if I lost my job. However I worry that regardless of the money we have built up so far, we will still be priced out of the housing market. 
 
Do you or have you ever received passive or inherited income?

No I haven’t. 

<strong>Day One </strong><br> <br>9.30am: Wake up and have a slow start to the morning. We have the day off so we take our time getting out of bed. We eventually migrate to the sofa with a cup of tea and eat some delicious tiger bread I picked up over the weekend. <br> <br>11.30am: We decide to get moving as we are meeting some friends at a local pub for lunch. Shower, brush my hair, get dressed and head out the door. <br> <br>12.45pm: We walk to the pub as it’s not far from the flat and chat about what everyone has been up to. I order two pints for me and B, £10.50.<br> <br>1.30pm: I go up to order some food and another pint for myself. Jerk chicken plus chips comes to £16.10. The food is delicious but I wish I had got some extra mayo as it’s a spicy one today! <br> <br>2.15pm: We finish up lunch and everyone departs slowly from the pub. We stop by Co-op on the way home for snacks/picky bits for dinner. I know I won’t need a full dinner so I opt for beans on toast for later. I end up getting a tin of baked beans, bread, cheese, cookies and barbecue Popchips, £12.10. Head home to have a lazy afternoon of films. <br> <br>6.30pm: Make my 'dinner' of beans on toast and pile on a good handful of cheese. It’s the kind of comfort food I need after a long weekend of drinking. <br> <br>10pm: We chill most of the evening and then get ready for bed. I scroll through Instagram Reels for about 30 minutes while B reads his book. <br><br>10.30pm: Force myself to put the phone away and get a decent night’s sleep before the week ahead. <br><br><strong>Total: £38.70</strong>
Day One

9.30am: Wake up and have a slow start to the morning. We have the day off so we take our time getting out of bed. We eventually migrate to the sofa with a cup of tea and eat some delicious tiger bread I picked up over the weekend.

11.30am: We decide to get moving as we are meeting some friends at a local pub for lunch. Shower, brush my hair, get dressed and head out the door.

12.45pm: We walk to the pub as it’s not far from the flat and chat about what everyone has been up to. I order two pints for me and B, £10.50.

1.30pm: I go up to order some food and another pint for myself. Jerk chicken plus chips comes to £16.10. The food is delicious but I wish I had got some extra mayo as it’s a spicy one today!

2.15pm: We finish up lunch and everyone departs slowly from the pub. We stop by Co-op on the way home for snacks/picky bits for dinner. I know I won’t need a full dinner so I opt for beans on toast for later. I end up getting a tin of baked beans, bread, cheese, cookies and barbecue Popchips, £12.10. Head home to have a lazy afternoon of films.

6.30pm: Make my 'dinner' of beans on toast and pile on a good handful of cheese. It’s the kind of comfort food I need after a long weekend of drinking.

10pm: We chill most of the evening and then get ready for bed. I scroll through Instagram Reels for about 30 minutes while B reads his book.

10.30pm: Force myself to put the phone away and get a decent night’s sleep before the week ahead.

Total: £38.70
<strong>Day Two </strong><br> <br>7.20am: Alarms go off and B wakes up to go to the gym. I roll over and contemplate getting up but swiftly snooze for a little longer. <br> <br>8am: Finally roll myself out of bed and get up to shower and get ready for work. I do a mix of WFH and going into the office, today I'm at home.<br> <br>8.45am: Fire up the laptop and get started on anything urgent. Over the summer period we are quite quiet as we tend not to run as many events. Now that summer is over it’s full steam ahead with a busy programme of both virtual/in person sessions. <br> <br>10.30am: Realise I haven’t had any breakfast yet so I nip into the kitchen to make some tea and toast. Jump on a couple of calls to round out the morning. <br> <br>12.30pm: Use my lunch break to head out to Lidl and pick up some bits for this week. We only recently started shopping there and it’s amazing the amount you get compared to other supermarkets. Pick up groceries for dinner and some bits to make lunches with this week, £26.75.<br> <br>3pm: Have a mini break with B to make a peppermint tea. On days I work from home I take the bedroom and he has the living room. It’s a good setup but it does mean I can’t help but pop into chat when I get bored.<br> <br>5.15pm: Finish up for the day and pack my work stuff away. I like to set boundaries at home and try my best not to check emails past my working hours. <br> <br>6.30pm: Make a start on dinner. We decided to cook fajitas as it’s simple but tasty. For about four or five months we did HelloFresh and we did love it but with costs going up we decided to cancel. I show B how to do some homemade guac and he loves it!<br> <br>8.10pm: Settle in to watch <em>MAFS UK</em>. When I first moved in with B I thought he would hate all the reality TV I like to watch but he’s been loving the drama. <br> <br>10.30pm: After catching up on a couple of episodes we head off to bed. As per I get my phone out and start scrolling away until B says it’s time to get to sleep (I need to start reading my book rather than scrolling). <br><br><strong>Total: £26.75</strong>
Day Two

7.20am: Alarms go off and B wakes up to go to the gym. I roll over and contemplate getting up but swiftly snooze for a little longer.

8am: Finally roll myself out of bed and get up to shower and get ready for work. I do a mix of WFH and going into the office, today I'm at home.

8.45am: Fire up the laptop and get started on anything urgent. Over the summer period we are quite quiet as we tend not to run as many events. Now that summer is over it’s full steam ahead with a busy programme of both virtual/in person sessions.

10.30am: Realise I haven’t had any breakfast yet so I nip into the kitchen to make some tea and toast. Jump on a couple of calls to round out the morning.

12.30pm: Use my lunch break to head out to Lidl and pick up some bits for this week. We only recently started shopping there and it’s amazing the amount you get compared to other supermarkets. Pick up groceries for dinner and some bits to make lunches with this week, £26.75.

3pm: Have a mini break with B to make a peppermint tea. On days I work from home I take the bedroom and he has the living room. It’s a good setup but it does mean I can’t help but pop into chat when I get bored.

5.15pm: Finish up for the day and pack my work stuff away. I like to set boundaries at home and try my best not to check emails past my working hours.

6.30pm: Make a start on dinner. We decided to cook fajitas as it’s simple but tasty. For about four or five months we did HelloFresh and we did love it but with costs going up we decided to cancel. I show B how to do some homemade guac and he loves it!

8.10pm: Settle in to watch MAFS UK. When I first moved in with B I thought he would hate all the reality TV I like to watch but he’s been loving the drama.

10.30pm: After catching up on a couple of episodes we head off to bed. As per I get my phone out and start scrolling away until B says it’s time to get to sleep (I need to start reading my book rather than scrolling).

Total: £26.75
<strong>Day Three </strong><br> <br>7.40am: Wake up and B is already dressed for work. He is going to his office today so I’ll have the flat to myself. <br> <br>8.10am: Finally get out of bed and get ready for the day. I have a couple of calls and some admin to get done so I'm hoping for a productive day. <br> <br>9.30am: Having done a little tidy up this morning I find one of those moisturising packs for your feet and decide to treat myself while going through emails. It smells amazing with argan oil and shea butter. <br> <br>12.15pm: Woohoo! Productive morning complete. Stop for five minutes to pop some chicken in the oven to have with a salad. I tend to eat quite boring lunches, especially when I don’t fancy a heavy meal. <br> <br>1.30pm: Finally sit down to lunch. I have the cooked chicken, tomatoes, cucumber, salad from a bag, coleslaw and plenty of balsamic glaze. It doesn’t sound like much but it’s just what I need. <br> <br>3.30pm: Transfer £60 into the joint account as we have an electrical bill to cover due to some work we needed in the flat. Now that our rent is going up next month, I will be handing this sort of thing to the landlord straightaway! <br> <br>5.45pm: I need to get ready to go out for B’s sister’s birthday. B is meeting me at the restaurant so I have to make sure I am ready on time. I'm struggling to decide what to wear as it’s suddenly warm again this afternoon.<br> <br>6.30pm: Ready with time to spare! Head out in a flowery sundress and walk to the restaurant as it’s only 20-30 minutes from the flat. <br> <br>10pm: Finish dinner. It was delicious and a lovely way to celebrate his sister’s birthday. We’re very fortunate that B’s parents pay for dinner tonight. We stroll back home, it’s feeling a lot chillier than before. <br> <br>10.30pm: Get home, pack my bag for work tomorrow and get into bed asap. We are both tired and we’ve had a few glasses of wine so drop off immediately. <br> <br><strong>Total: £60</strong>
Day Three

7.40am: Wake up and B is already dressed for work. He is going to his office today so I’ll have the flat to myself.

8.10am: Finally get out of bed and get ready for the day. I have a couple of calls and some admin to get done so I'm hoping for a productive day.

9.30am: Having done a little tidy up this morning I find one of those moisturising packs for your feet and decide to treat myself while going through emails. It smells amazing with argan oil and shea butter.

12.15pm: Woohoo! Productive morning complete. Stop for five minutes to pop some chicken in the oven to have with a salad. I tend to eat quite boring lunches, especially when I don’t fancy a heavy meal.

1.30pm: Finally sit down to lunch. I have the cooked chicken, tomatoes, cucumber, salad from a bag, coleslaw and plenty of balsamic glaze. It doesn’t sound like much but it’s just what I need.

3.30pm: Transfer £60 into the joint account as we have an electrical bill to cover due to some work we needed in the flat. Now that our rent is going up next month, I will be handing this sort of thing to the landlord straightaway!

5.45pm: I need to get ready to go out for B’s sister’s birthday. B is meeting me at the restaurant so I have to make sure I am ready on time. I'm struggling to decide what to wear as it’s suddenly warm again this afternoon.

6.30pm: Ready with time to spare! Head out in a flowery sundress and walk to the restaurant as it’s only 20-30 minutes from the flat.

10pm: Finish dinner. It was delicious and a lovely way to celebrate his sister’s birthday. We’re very fortunate that B’s parents pay for dinner tonight. We stroll back home, it’s feeling a lot chillier than before.

10.30pm: Get home, pack my bag for work tomorrow and get into bed asap. We are both tired and we’ve had a few glasses of wine so drop off immediately.

Total: £60
<strong>Day Four </strong><br> <br>7.40am: Wake and jump in the shower. I usually get the bus to work so I need to leave enough time for traffic. I’m lucky as I don’t have a strict arrival time but I like to get in between 9 and 9.30am. <br> <br>8.10am: Make my lunch, which is the same salad from yesterday, and box it up along with my trusty balsamic glaze. With costs going up I am determined to bring lunch when I am in the office. <br> <br>8.32am: Pop into the Co-op as I have no breakfast with me. Pick up a granola yoghurt pot for £1.75.<br> <br>8.46am: The bus arrives and it’s packed so I stand the whole way in, which isn’t ideal. Thankfully I find a decent spot to lean, £1.65.<strong><br><br></strong>9.15am: Arrive at the office and have a little chit-chat with everyone. It’s nice to be in and someone has brought biscuits (yes!). <br> <br>1.10pm: Our boss pops through and says he’s officially a grandad. We spend the next 10 minutes looking at baby pictures and discussing all the purchases his wife has made. I then break for lunch.<br> <br>5.30pm: The day has just flown by. I feel like I get so much done while I am in the office. I find it less distracting and enjoy being able to chat to colleagues about an issue rather than emailing them.<br> <br>5.50pm: I’m meeting a friend for a Pilates reformer class today. I haven’t tried it before but I’m excited to use the fancy equipment. It’s a beginner class so I hope they go easy on us! It’s used 11 credits from my current ClassPass subscription. I'm walking to class as it takes about half an hour to get there. <br> <br>7.35pm: The class finishes and I’m feeling relaxed. It was good for a beginner but I didn’t find it a good workout overall. I prefer classes that make you sweat a bit more, like spin or body pump, so I'm not sure if I’ll be back. I would say it's worth trying just to try out the cool machines! I get the bus back home, £1.65.<br> <br>8.15pm: Arrive back in and B has started the cooking. We are having teriyaki beef with veggies and rice. It’s a nice speedy dish so it’s ready about 10 minutes after I arrive. <br> <br>9pm: Settle in to watch the next episode of <em>MAFS</em>. I remember we have some Magnums in the freezer from the summer heatwave so I grab them too. <br> <br>10.30pm: Get ready for bed and pack my bag as I am in the office again tomorrow. I hate rushing in the morning so this is my best option. <br> <br><strong>Total:</strong> <strong>£5.05</strong>
Day Four

7.40am: Wake and jump in the shower. I usually get the bus to work so I need to leave enough time for traffic. I’m lucky as I don’t have a strict arrival time but I like to get in between 9 and 9.30am.

8.10am: Make my lunch, which is the same salad from yesterday, and box it up along with my trusty balsamic glaze. With costs going up I am determined to bring lunch when I am in the office.

8.32am: Pop into the Co-op as I have no breakfast with me. Pick up a granola yoghurt pot for £1.75.

8.46am: The bus arrives and it’s packed so I stand the whole way in, which isn’t ideal. Thankfully I find a decent spot to lean, £1.65.

9.15am: Arrive at the office and have a little chit-chat with everyone. It’s nice to be in and someone has brought biscuits (yes!).

1.10pm: Our boss pops through and says he’s officially a grandad. We spend the next 10 minutes looking at baby pictures and discussing all the purchases his wife has made. I then break for lunch.

5.30pm: The day has just flown by. I feel like I get so much done while I am in the office. I find it less distracting and enjoy being able to chat to colleagues about an issue rather than emailing them.

5.50pm: I’m meeting a friend for a Pilates reformer class today. I haven’t tried it before but I’m excited to use the fancy equipment. It’s a beginner class so I hope they go easy on us! It’s used 11 credits from my current ClassPass subscription. I'm walking to class as it takes about half an hour to get there.

7.35pm: The class finishes and I’m feeling relaxed. It was good for a beginner but I didn’t find it a good workout overall. I prefer classes that make you sweat a bit more, like spin or body pump, so I'm not sure if I’ll be back. I would say it's worth trying just to try out the cool machines! I get the bus back home, £1.65.

8.15pm: Arrive back in and B has started the cooking. We are having teriyaki beef with veggies and rice. It’s a nice speedy dish so it’s ready about 10 minutes after I arrive.

9pm: Settle in to watch the next episode of MAFS. I remember we have some Magnums in the freezer from the summer heatwave so I grab them too.

10.30pm: Get ready for bed and pack my bag as I am in the office again tomorrow. I hate rushing in the morning so this is my best option.

Total: £5.05
<strong>Day Five </strong><br> <br>7.30am: Wake up, shower and get ready to head out. I make up another chicken salad with all the usual bits. <br> <br>8.20am: Nip into Co-op on my way to the bus. Pick up two yoghurts as they are on offer and a cereal bar, £2.65.<br> <br>8.40am: Jump on the bus again to head into work, £1.65.<br> <br>10.50am: Have a nice productive morning and grab a tea plus a biscuit from our extensive collection as someone else has brought another pack in. <br> <br>1pm: Break for lunch. Once I have gobbled down my salad I head out for a quick walk. I like to get away from my desk even if it’s just 10 minutes. <br> <br>4.30pm: We have an early finish today which is so nice as it means I can nip to some shops before heading home. I go into Tesco to pick up bits for tonight as the girls are coming round for a few drinks. I get a ready meal, a bottle of prosecco, crisps and dips as well as eggs and avocado to use for breakfast tomorrow, £20.70.<strong><br></strong><br>4.55pm: I walk round to Boots and pick up some extra skincare bits that I need plus some shower gel. I end up paying for a bag as I can’t fit the shopping plus this in my backpack, £6.87.<br> <br>5.10pm: Jump on the bus home, £1.65. I message the girls telling them to come for about 7.30pm. <br> <br>5.40pm: Quick catch-up with B while eating my ready meal and say goodbye as he is heading out to meet friends. <br> <br>7.45pm: The girls arrive and we pop open the prosecco. They have also brought drinks (more prosecco) and loads of snacks.<br> <br>1am: The girls all start making their way home. We had such a nice night chatting, laughing and drinking but we all agree it’s bedtime! <br><br><strong>Total: £33.52</strong>
Day Five

7.30am: Wake up, shower and get ready to head out. I make up another chicken salad with all the usual bits.

8.20am: Nip into Co-op on my way to the bus. Pick up two yoghurts as they are on offer and a cereal bar, £2.65.

8.40am: Jump on the bus again to head into work, £1.65.

10.50am: Have a nice productive morning and grab a tea plus a biscuit from our extensive collection as someone else has brought another pack in.

1pm: Break for lunch. Once I have gobbled down my salad I head out for a quick walk. I like to get away from my desk even if it’s just 10 minutes.

4.30pm: We have an early finish today which is so nice as it means I can nip to some shops before heading home. I go into Tesco to pick up bits for tonight as the girls are coming round for a few drinks. I get a ready meal, a bottle of prosecco, crisps and dips as well as eggs and avocado to use for breakfast tomorrow, £20.70.

4.55pm: I walk round to Boots and pick up some extra skincare bits that I need plus some shower gel. I end up paying for a bag as I can’t fit the shopping plus this in my backpack, £6.87.

5.10pm: Jump on the bus home, £1.65. I message the girls telling them to come for about 7.30pm.

5.40pm: Quick catch-up with B while eating my ready meal and say goodbye as he is heading out to meet friends.

7.45pm: The girls arrive and we pop open the prosecco. They have also brought drinks (more prosecco) and loads of snacks.

1am: The girls all start making their way home. We had such a nice night chatting, laughing and drinking but we all agree it’s bedtime!

Total: £33.52
<strong>Day Six </strong><br> <br>9.45am: Wake up very slowly as I'm feeling a little fragile and I'm gagging for a drink of water. Get a drink and climb back into bed for a snooze. <br> <br>11.06am: Snoozed for longer than expected! It’s fine though as we aren’t leaving the house until much later. We are going to B’s parents’ this afternoon for a dinner to see some of his relatives who are visiting from abroad. <br> <br>11.30am: I make a quick brunch with the eggs and avo I bought yesterday. I take a picture of my poached eggs and send it to my stepdad. We have an ongoing thing about perfect poached eggs – my secret is freshness. The fresher, the better! <br> <br>2.45pm: We have a lazy afternoon but I do get some life admin done like washing towels/dishcloths/bedding and sorting the cupboards out. I notice we are down to our last toilet roll so order more from Who Gives A Crap, £30. It’s worth it as I genuinely can’t remember the last time we ordered loo paper plus they use some of their profits to build water/toilet facilities in countries that need it. <br> <br>3.50pm: We arrive at B’s parents' after getting the Tube, £1.70. We sit in the garden for a little while until his mum gets back from the shop. She’s cooking tuna steaks for tea and the recipe looks yummy! <br> <br>7.20pm: We sit down for dinner and it’s so good. I have a couple of glasses of wine now that I’m feeling less fragile. <br> <br>10pm: End up leaving later than expected and jump on the Tube back home, £1.70. B is off on a lads' trip tomorrow and his taxi is collecting him at 3.45am?!? I make sure he’s all packed and head off to bed. <br> <br><strong>Total:</strong> <strong>£33.40</strong>
Day Six

9.45am: Wake up very slowly as I'm feeling a little fragile and I'm gagging for a drink of water. Get a drink and climb back into bed for a snooze.

11.06am: Snoozed for longer than expected! It’s fine though as we aren’t leaving the house until much later. We are going to B’s parents’ this afternoon for a dinner to see some of his relatives who are visiting from abroad.

11.30am: I make a quick brunch with the eggs and avo I bought yesterday. I take a picture of my poached eggs and send it to my stepdad. We have an ongoing thing about perfect poached eggs – my secret is freshness. The fresher, the better!

2.45pm: We have a lazy afternoon but I do get some life admin done like washing towels/dishcloths/bedding and sorting the cupboards out. I notice we are down to our last toilet roll so order more from Who Gives A Crap, £30. It’s worth it as I genuinely can’t remember the last time we ordered loo paper plus they use some of their profits to build water/toilet facilities in countries that need it.

3.50pm: We arrive at B’s parents' after getting the Tube, £1.70. We sit in the garden for a little while until his mum gets back from the shop. She’s cooking tuna steaks for tea and the recipe looks yummy!

7.20pm: We sit down for dinner and it’s so good. I have a couple of glasses of wine now that I’m feeling less fragile.

10pm: End up leaving later than expected and jump on the Tube back home, £1.70. B is off on a lads' trip tomorrow and his taxi is collecting him at 3.45am?!? I make sure he’s all packed and head off to bed.

Total: £33.40
<strong>Day Seven </strong><br> <br>9.30am: Wake up and already miss B. He’s only going to be gone three nights but I’m so used to him being there every night that it’s weird when he’s gone. <br> <br>11.25am: B texts that his flight has landed and he’s meeting up with the other guys. I tell him to enjoy his trip and send photos. <br> <br>1.10pm: Nip down to the local Co-op to get some bits for dinner. I pick up chicken, a red pepper, carrots, stir fry sauce, a pastry, chocolate and washing up liquid, £14.52. <br> <br>5.15pm: Have a chilled afternoon reading my book or watching TV and snacking until I decide it’s worth making dinner. <br> <br>6.30pm: Prep a quick stir fry dinner with my bits from the shop plus some leftover veggies in the fridge. I make enough to have for lunch tomorrow as well. <br> <br>7.45pm: Recline on the sofa and catch up on TV that B isn’t bothered about. <em>RuPaul’s Drag Race</em> it is! <br> <br>10.15pm: Finish a couple of episodes and get ready for bed. I want to have a good night’s sleep so I pop my phone down immediately and roll over. <br><br><strong>Total: £14.52</strong>
Day Seven

9.30am: Wake up and already miss B. He’s only going to be gone three nights but I’m so used to him being there every night that it’s weird when he’s gone.

11.25am: B texts that his flight has landed and he’s meeting up with the other guys. I tell him to enjoy his trip and send photos.

1.10pm: Nip down to the local Co-op to get some bits for dinner. I pick up chicken, a red pepper, carrots, stir fry sauce, a pastry, chocolate and washing up liquid, £14.52.

5.15pm: Have a chilled afternoon reading my book or watching TV and snacking until I decide it’s worth making dinner.

6.30pm: Prep a quick stir fry dinner with my bits from the shop plus some leftover veggies in the fridge. I make enough to have for lunch tomorrow as well.

7.45pm: Recline on the sofa and catch up on TV that B isn’t bothered about. RuPaul’s Drag Race it is!

10.15pm: Finish a couple of episodes and get ready for bed. I want to have a good night’s sleep so I pop my phone down immediately and roll over.

Total: £14.52
<strong>The Breakdown</strong><br><br>Food & Drink: £105.07<br>Entertainment: £0<br>Clothes & Beauty: £6.87<br>Home & Health: £90<br>Travel: £10<br>Other: £0<br><br><strong>Total: £211.94 </strong><br> <br><strong>Conclusion</strong><br> <br>"I really enjoyed writing a diary and being accountable for what I spent. I feel like I normally spend without really looking at what it’s for and I’m an impulse buyer when I’m hungry/hungover. I would say that we probably spent more time with B’s family this week due to birthdays and relatives visiting so our spending was lower because we weren’t out with friends. I will probably keep doing some sort of money diary moving forward as I am keen to save as much as possible and finally get out of renting if I can."
The Breakdown

Food & Drink: £105.07
Entertainment: £0
Clothes & Beauty: £6.87
Home & Health: £90
Travel: £10
Other: £0

Total: £211.94

Conclusion

"I really enjoyed writing a diary and being accountable for what I spent. I feel like I normally spend without really looking at what it’s for and I’m an impulse buyer when I’m hungry/hungover. I would say that we probably spent more time with B’s family this week due to birthdays and relatives visiting so our spending was lower because we weren’t out with friends. I will probably keep doing some sort of money diary moving forward as I am keen to save as much as possible and finally get out of renting if I can."

Like what you see? How about some more R29 goodness, right here?

Money Diary: A Bank Business Analyst On £53k

Money Diary: A Financial Services Director On 300k

Money Diary: A Trainee Solicitor In Belfast On 13k