Money Diary: A 28-Year-Old Company Director In Glasgow On 50k

·20-min read

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking a cross-section of women how they spend their hard-earned money during a seven-day period – and we're tracking every last penny.

This week: "I'm a 28-year-old business owner living just outside Glasgow with my fiancé, B, and our fluffy little cat, P. We bought our house three years ago and ripped it apart but somehow we’re still finding new things to renovate! My fiancé and I run two companies together (a marketing agency and an education company). Our companies generate around £200k and our business expenses are pretty low but we only take half of this combined for wages and dividends. When it comes to splitting bills we do everything 50/50 and each time we take a dividend from our company we add £6k each to our joint account to cover all our bills as well as food shops, joint gifts and any extra spending. We then sort out our joint savings based on what we’ve got coming up in the next few months before we take our next dividend. We only started earning this amount of money around 18 months ago so it’s fairly new to us and we’re still finding our feet with investing/saving and enjoying ourselves too."

Occupation: Company director
Industry: Marketing
Age: 28
Location: Glasgow
Salary: £50,000
Paycheque amount: £800 wage per month, £13-15k dividends 3x per year.
Number of housemates: Two (fiancé and cat).
Pronouns: She/her

Monthly Expenses

Housing costs: £700 mortgage (we overpay by £220 per month).
Loan payments: £503 across two cars.
Pension? Our company pays £500 per month into each of our pension pots. There is around £6,000 in mine but I don’t currently contribute anything to my pension from my salary.
Savings? We have around £30k saved jointly and I have £5k of my own savings. I save 10% for my personal tax each month. We also have a standing order for £200 going into our stocks & shares ISA from our joint account. When we take our dividends we put around £5k each into our joint savings, which gets split across our wedding fund, holidays, emergency, crypto and stocks & shares ISA. I then save about £1k of my own money for upcoming girls' trips, birthdays, treats and my wedding shoes.
Utilities: Split equally we pay £140 council tax, £16 factors fees, £148 insurances, £13.37 TV licence, £15.50 breakdown cover, £26 Wi-Fi.
All other monthly payments: Phone bill £51, weekly cleaner £18 (split). Subscriptions: £29 MuscleFood, £63 gym memberships, £13.99 Spotify Duo, £20 Netflix and Now TV, £25 Nespresso (split). £20 personal Liberty subscription.

Did you participate in any form of higher education? If yes, how did you pay for it?

I went to university when I left school. I felt too young to get a full-time job (so I worked three part-time jobs instead lol). University is free in Scotland and I lived with my parents throughout my four years so I didn't have much to pay for. I got the minimum student loan to cover my train ticket each month, which I think was about £90. I paid that back years ago.

Growing up, what kind of conversations did you have about money?

We didn't really talk about money until it was a problem. My parents gave me pocket money for doing chores and it was up to me what I spent this money on (usually sweets and Mizz magazine). I opened my first bank account when I was 16 to pay my wages into from my first job but I was never taught about the intricacies of finances.

If you have, when did you move out of your parents'/guardians' house?

My fiancé, B, and I moved into our first flat when I was 22.

At what age did you become financially responsible for yourself? Does anyone else cover any aspects of your financial life?

When I moved out I became fully financially responsible. Until then I only paid for my car and going out. I gave my mum £100 per month but she gave me this back in a lump sum when I moved out.

What was your first job and why did you get it?

I worked in a buffet when I turned 16 for around £3 an hour. I actually loved it because it gave me freedom and meant I didn't have to ask my parents for money for the cinema or going out with my friends.

Do you worry about money now?

For the first time in my life, no. We're so lucky to be in the position that we are but it's been a lot of hard work and risk-taking to get here. Just a few years ago I was working in the emergency services and B was trying to make it as a copywriter. I was on a pretty low salary and covering all of our bills (we rented a flat at the time). We had some really rough times financially and although we never got into any serious debt it put a strain on our relationship. We are now in such a good place and I'm so grateful for every hour B has grafted to give us this life. He built an amazing business which allowed me to leave a job I hated and for us to grow this business (and our subsequent business) together. It sometimes feels like a dream.

Do you or have you ever received passive or inherited income? If yes, please explain.

My parents have given us £10,000 towards our wedding, which is so generous. They also gave us £4,000 when we got our kitchen renovated a couple of years ago. B recently inherited around £6,000, however we are not sharing this money. B plans to use it to invest.

<strong>Day One</strong><br> <br>8am: It's the weekend so no alarm! I've decided almost immediately I can't be bothered getting out of bed yet. My fiancé, B, gets up and brings me a coffee in bed because he's the best.<br> <br>11.30am: After a sufficient amount of time wasted on TikTok and watching <em>Selling Sunset</em>, I finally drag myself out of bed and do a few things for work. I happen to look out the window and realise a tin of blue paint has tipped over our patio in the wind! Disaster. We got our garden done last year and blue paint is not the look we were going for. Frantically pour water over it and scrub with a brush until most comes off.<br> <br>2pm: The wind continues. We had planned to go to the gym but there's weather warnings and I'm too scared to drive in case objects fly at the car. Any excuse not to go. We watch <em>The Office</em> instead and order a Subway. I get a Mega Meat wrap with cheese and a Pepsi Max. B gets a Mega Meat footlong and cookies, he pays.<br> <br>5pm: I get ready to head to my friend's. We pick up my other friend on the way and I jump into the shop to get a few snacks, £5.99. We order a Chinese, which I pay for but my friends will transfer me their share. We wait two hours for it to be delivered but it's worth the wait. We share everything, including salt and chilli mozzarella sticks. I feel like the salt and chilli trend is maybe going too far now but I love it at the same time. £14.10 for my share.<br> <br>2am: B comes to pick us up. What a hero. We had a great night and I feel only slightly tipsy. Proud of myself. I quickly take my makeup off, wash my face and throw some serum in the direction of my face before crashing into bed.<br><br><strong>Total: £20.09</strong>
Day One

8am: It's the weekend so no alarm! I've decided almost immediately I can't be bothered getting out of bed yet. My fiancé, B, gets up and brings me a coffee in bed because he's the best.

11.30am: After a sufficient amount of time wasted on TikTok and watching Selling Sunset, I finally drag myself out of bed and do a few things for work. I happen to look out the window and realise a tin of blue paint has tipped over our patio in the wind! Disaster. We got our garden done last year and blue paint is not the look we were going for. Frantically pour water over it and scrub with a brush until most comes off.

2pm: The wind continues. We had planned to go to the gym but there's weather warnings and I'm too scared to drive in case objects fly at the car. Any excuse not to go. We watch The Office instead and order a Subway. I get a Mega Meat wrap with cheese and a Pepsi Max. B gets a Mega Meat footlong and cookies, he pays.

5pm: I get ready to head to my friend's. We pick up my other friend on the way and I jump into the shop to get a few snacks, £5.99. We order a Chinese, which I pay for but my friends will transfer me their share. We wait two hours for it to be delivered but it's worth the wait. We share everything, including salt and chilli mozzarella sticks. I feel like the salt and chilli trend is maybe going too far now but I love it at the same time. £14.10 for my share.

2am: B comes to pick us up. What a hero. We had a great night and I feel only slightly tipsy. Proud of myself. I quickly take my makeup off, wash my face and throw some serum in the direction of my face before crashing into bed.

Total: £20.09
<strong>Day Two</strong><br><br>11am: Whoops, slept in. Get up to let our cat in who has been out all night and is furious she's had to wait so long for breakfast. Garden update: slabs still have a blue tinge.<br> <br>12pm: Do a few organising bits around the house including stripping the bed and putting a washing on. I then throw on black leggings and a black top to head to the gym for a full body conditioning workout. Ouch.<br><br>2pm: Back from the gym and heat up some leftover chilli for my lunch. Procrastinate for too long then realise I have a lot to do before heading to my friend's this afternoon. Jump in the shower then finish off some work in between curling my hair.<br> <br>4pm: I head to my friend's (only an hour late, oops). B goes for a food shop and spends £52 on our joint Amex (£26 for my half). We have the British Airways Amex and put everything on this then pay it off monthly from our joint account. We've earned our companion voucher so get a free flight this year! <br> <br>9.30pm: Call it quits at my friend's. We had a good catch-up but everybody else was drinking and it started to get a bit messy so I ducked out early. Come home and B is watching the football so I head up to bed with a bagel and jam and a yoghurt. <br><br>11pm: Lights out about 11pm, which is late for me.<br><br><strong>Total: £26</strong>
Day Two

11am: Whoops, slept in. Get up to let our cat in who has been out all night and is furious she's had to wait so long for breakfast. Garden update: slabs still have a blue tinge.

12pm: Do a few organising bits around the house including stripping the bed and putting a washing on. I then throw on black leggings and a black top to head to the gym for a full body conditioning workout. Ouch.

2pm: Back from the gym and heat up some leftover chilli for my lunch. Procrastinate for too long then realise I have a lot to do before heading to my friend's this afternoon. Jump in the shower then finish off some work in between curling my hair.

4pm: I head to my friend's (only an hour late, oops). B goes for a food shop and spends £52 on our joint Amex (£26 for my half). We have the British Airways Amex and put everything on this then pay it off monthly from our joint account. We've earned our companion voucher so get a free flight this year!

9.30pm: Call it quits at my friend's. We had a good catch-up but everybody else was drinking and it started to get a bit messy so I ducked out early. Come home and B is watching the football so I head up to bed with a bagel and jam and a yoghurt.

11pm: Lights out about 11pm, which is late for me.

Total: £26
<strong>Day Three</strong><br><br>7.30am: I knew I'd regret staying up late last night. Struggle to wake up and finally roll out of bed. Realise I forgot to take the washing out of the machine yesterday. I hate leaving washing in for too long but it smells okay so I hang it up and hope for a miracle.<br> <br>9am: We drive down to our office, which is a 10-minute drive from our house. All of our clients are online so we could work from home but prefer having an office space. We have it decorated to our taste and it feels really cosy. It's a nice environment to work in and I definitely feel more productive being here rather than at the kitchen table. B has an office in our house but we don't have enough space for two desks so this was the compromise.<br><br>1pm: We lift our heads for some lunch. I have leftover chicken fajita pasta from last night. Massive regrets for not putting cheese on top. Head out for a walk after lunch because it's a shockingly nice day (read: it's not raining).<br> <br>5pm: We spend the last 30 minutes of our working day planning out the next couple of days. We're at a point with our consultancy business where we're trying to work on the business as well as in it to make sure we're continuing to grow.<br><br>5.30pm: Home to dump my bags then I head back out to the shops. I pick up spinach, dark chocolate, cereal for B and bananas from Aldi for £7.21. I then head next door to M&S to get edamame, blueberries, cinnamon, salted caramel rice cakes, milk and popcorn for £8.55. <br><br>6.30pm: Finally head to Home Bargains and get cereal bars, wholemeal pasta, tinfoil, Tupperware and chocolate-covered raisins for £11.52. <br><br>6.30pm: Home and B has made dinner. He does most of the cooking in our house because he's much better and really enjoys it. <br><br>8pm: We settle down to watch an episode of <em>Succession</em> while browsing wallpaper samples. We're redecorating our living room and the supplier of the original wallpaper we ordered got in touch to say they don't have enough of the same batch number. Order five free samples from John Lewis. <br> <br>9pm: Head upstairs to do my nightly skincare. I usually have quite normal/average skin but I recently bought MAC Studio Fix foundation and it's dried my face out sooo much. I'm currently doing damage control with my skin as a result. First I cleanse with 111Skin Vitamin C Brightening cleanser. This is obscenely expensive but I have a Liberty subscription and got sent a mini to try. I thought this would be a good way of trying out different products but all it's made me want to do is buy really expensive stuff. Not ideal. I then apply No7 serum, REN vitamin C gel cream, then No7 night cream and eye cream.<br><br>10pm: Lights out at a much more reasonable time.<br><br><strong>Total:</strong> <strong>£27.28</strong>
Day Three

7.30am: I knew I'd regret staying up late last night. Struggle to wake up and finally roll out of bed. Realise I forgot to take the washing out of the machine yesterday. I hate leaving washing in for too long but it smells okay so I hang it up and hope for a miracle.

9am: We drive down to our office, which is a 10-minute drive from our house. All of our clients are online so we could work from home but prefer having an office space. We have it decorated to our taste and it feels really cosy. It's a nice environment to work in and I definitely feel more productive being here rather than at the kitchen table. B has an office in our house but we don't have enough space for two desks so this was the compromise.

1pm: We lift our heads for some lunch. I have leftover chicken fajita pasta from last night. Massive regrets for not putting cheese on top. Head out for a walk after lunch because it's a shockingly nice day (read: it's not raining).

5pm: We spend the last 30 minutes of our working day planning out the next couple of days. We're at a point with our consultancy business where we're trying to work on the business as well as in it to make sure we're continuing to grow.

5.30pm: Home to dump my bags then I head back out to the shops. I pick up spinach, dark chocolate, cereal for B and bananas from Aldi for £7.21. I then head next door to M&S to get edamame, blueberries, cinnamon, salted caramel rice cakes, milk and popcorn for £8.55.

6.30pm: Finally head to Home Bargains and get cereal bars, wholemeal pasta, tinfoil, Tupperware and chocolate-covered raisins for £11.52.

6.30pm: Home and B has made dinner. He does most of the cooking in our house because he's much better and really enjoys it.

8pm: We settle down to watch an episode of Succession while browsing wallpaper samples. We're redecorating our living room and the supplier of the original wallpaper we ordered got in touch to say they don't have enough of the same batch number. Order five free samples from John Lewis.

9pm: Head upstairs to do my nightly skincare. I usually have quite normal/average skin but I recently bought MAC Studio Fix foundation and it's dried my face out sooo much. I'm currently doing damage control with my skin as a result. First I cleanse with 111Skin Vitamin C Brightening cleanser. This is obscenely expensive but I have a Liberty subscription and got sent a mini to try. I thought this would be a good way of trying out different products but all it's made me want to do is buy really expensive stuff. Not ideal. I then apply No7 serum, REN vitamin C gel cream, then No7 night cream and eye cream.

10pm: Lights out at a much more reasonable time.

Total: £27.28
<strong>Day Four</strong><br> <br>5am: Ugh I can't sleep. Finally admit defeat and get out of bed. Stick a washing in the machine and make a coffee. My alarm is set for 6am anyway so it's not much different. <br> <br>6am: B gets up so I can start making noise now. Empty the dishwasher, put my lunch in my cool bag and tidy up a little. We have a few bunches of flowers around the house that are dying so I start pulling out the salvageable flowers and make them into one bunch. B looks at me like I'm demented for doing random stuff like this at 6am. We head out to the gym.<br> <br>8am: Back from the gym and jump in the shower to wash my hair. I have bonds so it takes an age to wash and dry my hair. I also make a mental note to buy more shampoo. I'll probably forget.<br> <br>9.30am: I make a coffee in my travel mug and head to the office. Call the dentist to get an emergency appointment as I've got really bad toothache. I had the beginnings of a root canal late last year and was due to finish my treatment in January but they cancelled my appointment. Get an appointment for 2.30pm today. How appropriate (lol is this a major dad joke or did anybody else laugh?).<br><br>11am: I take a break from work to call the wedding dress shop I want to go to. I'd planned to go at the end of the month but the manager tells me the designer of the dresses I've chosen will be at the store soon. This seems pretty cool and she's VERY excited about the prospect of me meeting the designer. I don't want to let her down (this woman I have never met) so book for sooner. Am I a pushover? Probably. Will it be kinda cool if I get a dress from the designer while she's actually there? Also probably.<br><br>12pm: I catch up on my WhatsApps and see a message from a hen group chat I'm part of. We're heading to Spain and the bridesmaids have organised a meal for one night with a set menu and a day at a beach club. Transfer £70 to bridesmaids for my deposits. We'll pay the rest on the day. <br><br>1pm: We head out for our lunchtime walk, swinging by the shop on the way back. I get a toothbrush and toothpaste to prepare for my impromptu dentist appointment. B gets a Pepsi Max and a Yorkie. My split is £2.47.<br> <br>2.20pm: I'm in and out of the dentist in five minutes, with the lovely dentist putting a temporary filling over the pesky tooth that's causing me problems. <br><br>3.30pm: Finally stop at Costa for a skinny caramel latte (my go-to, although I prefer Starbucks). I've earned a free drink next time I go, yay! £3.25<br> <br>5.30pm: We head to B&Q on our way home to look at more wallpaper as a contingency in case the John Lewis samples aren't any good or we can't get the paper on time. We also get screwdrivers on the joint account. £10 for my half.<br><br>7.30pm: My friend comes over for tea and brings some cookie dough and chocolate M&S bites. They are amazing. I eat two. Okay I lied, I ate four. <br><br>9pm: Head to bed when she leaves where B and P are already tucked up.<br><br><strong>Total: £85.72</strong>
Day Four

5am: Ugh I can't sleep. Finally admit defeat and get out of bed. Stick a washing in the machine and make a coffee. My alarm is set for 6am anyway so it's not much different.

6am: B gets up so I can start making noise now. Empty the dishwasher, put my lunch in my cool bag and tidy up a little. We have a few bunches of flowers around the house that are dying so I start pulling out the salvageable flowers and make them into one bunch. B looks at me like I'm demented for doing random stuff like this at 6am. We head out to the gym.

8am: Back from the gym and jump in the shower to wash my hair. I have bonds so it takes an age to wash and dry my hair. I also make a mental note to buy more shampoo. I'll probably forget.

9.30am: I make a coffee in my travel mug and head to the office. Call the dentist to get an emergency appointment as I've got really bad toothache. I had the beginnings of a root canal late last year and was due to finish my treatment in January but they cancelled my appointment. Get an appointment for 2.30pm today. How appropriate (lol is this a major dad joke or did anybody else laugh?).

11am: I take a break from work to call the wedding dress shop I want to go to. I'd planned to go at the end of the month but the manager tells me the designer of the dresses I've chosen will be at the store soon. This seems pretty cool and she's VERY excited about the prospect of me meeting the designer. I don't want to let her down (this woman I have never met) so book for sooner. Am I a pushover? Probably. Will it be kinda cool if I get a dress from the designer while she's actually there? Also probably.

12pm: I catch up on my WhatsApps and see a message from a hen group chat I'm part of. We're heading to Spain and the bridesmaids have organised a meal for one night with a set menu and a day at a beach club. Transfer £70 to bridesmaids for my deposits. We'll pay the rest on the day.

1pm: We head out for our lunchtime walk, swinging by the shop on the way back. I get a toothbrush and toothpaste to prepare for my impromptu dentist appointment. B gets a Pepsi Max and a Yorkie. My split is £2.47.

2.20pm: I'm in and out of the dentist in five minutes, with the lovely dentist putting a temporary filling over the pesky tooth that's causing me problems.

3.30pm: Finally stop at Costa for a skinny caramel latte (my go-to, although I prefer Starbucks). I've earned a free drink next time I go, yay! £3.25

5.30pm: We head to B&Q on our way home to look at more wallpaper as a contingency in case the John Lewis samples aren't any good or we can't get the paper on time. We also get screwdrivers on the joint account. £10 for my half.

7.30pm: My friend comes over for tea and brings some cookie dough and chocolate M&S bites. They are amazing. I eat two. Okay I lied, I ate four.

9pm: Head to bed when she leaves where B and P are already tucked up.

Total: £85.72
<strong>Day Five</strong><br><br>7am: I get up slightly later this morning. I feel really queasy so skip the gym. Get dressed and head to the office.<br> <br>11.30am: After a morning of work I take a break to check my emails and see my passport has been delivered! Head onto Ryanair and book flights for B's birthday. Two flights to Seville in a couple of weeks costs £140 including a case. I made a vow to myself years ago that no matter where I was flying to or for how long, I'd always pay for a suitcase. Dealing with carry-on restrictions and tiny bottles of shampoo is not a vibe.<br><br>12.30pm: I also buy B a book on Amazon for £14.25. Feel on a roll with birthday stuff so also order 1.7kg of sweets and add a photo of me and P to the front of the bag. I know this is a ridiculous amount of sweets but B will demolish them in mere days. £20.50 including delivery. <br> <br>3pm: We head home after a short but productive day. B is going to the football with his brothers and stepdad tonight so he's had ants in his pants all day, waiting for it to be time to leave. I make a bowl of porridge because I realise I haven't eaten anything today except a Milky Way. Have a lie down because I still feel a bit sick but that could be due to lack of food.<br><br>7.30pm: After pesto pasta for dinner I see an email telling me that a children's panel I was due to sit on next week has been cancelled. I volunteer for this and do around two panels per month but a lot have been called off due to COVID. Children and families was the part of the emergency services I enjoyed and got a lot of satisfaction from so when I left I applied to volunteer for the Scottish Children's Panel. I remember that a client wanted to have a call on the day my panel was supposed to be happening so I email to organise. End up doing some work admin for an hour or so.<br><br>9pm: After a very quick workout/stretching routine, I head for a shower. I use my Frank Body Scrub and it feels amazing. When I come out I decide to go full pamper mode. I do a face mask, paint my toenails and moisturise with a Jo Malone body creme I forgot I got for Christmas.<br> <br>10pm: I chill on the couch and half-watch TV/read my book. I then pay £300 off my personal Amex for the hotel in Seville. I also buy the shampoo I made a mental note about the other day (well done to me for actually remembering) and an Olaplex conditioning treatment to try. £38.23 <br> <br><strong>Total: £512.98</strong>
Day Five

7am: I get up slightly later this morning. I feel really queasy so skip the gym. Get dressed and head to the office.

11.30am: After a morning of work I take a break to check my emails and see my passport has been delivered! Head onto Ryanair and book flights for B's birthday. Two flights to Seville in a couple of weeks costs £140 including a case. I made a vow to myself years ago that no matter where I was flying to or for how long, I'd always pay for a suitcase. Dealing with carry-on restrictions and tiny bottles of shampoo is not a vibe.

12.30pm: I also buy B a book on Amazon for £14.25. Feel on a roll with birthday stuff so also order 1.7kg of sweets and add a photo of me and P to the front of the bag. I know this is a ridiculous amount of sweets but B will demolish them in mere days. £20.50 including delivery.

3pm: We head home after a short but productive day. B is going to the football with his brothers and stepdad tonight so he's had ants in his pants all day, waiting for it to be time to leave. I make a bowl of porridge because I realise I haven't eaten anything today except a Milky Way. Have a lie down because I still feel a bit sick but that could be due to lack of food.

7.30pm: After pesto pasta for dinner I see an email telling me that a children's panel I was due to sit on next week has been cancelled. I volunteer for this and do around two panels per month but a lot have been called off due to COVID. Children and families was the part of the emergency services I enjoyed and got a lot of satisfaction from so when I left I applied to volunteer for the Scottish Children's Panel. I remember that a client wanted to have a call on the day my panel was supposed to be happening so I email to organise. End up doing some work admin for an hour or so.

9pm: After a very quick workout/stretching routine, I head for a shower. I use my Frank Body Scrub and it feels amazing. When I come out I decide to go full pamper mode. I do a face mask, paint my toenails and moisturise with a Jo Malone body creme I forgot I got for Christmas.

10pm: I chill on the couch and half-watch TV/read my book. I then pay £300 off my personal Amex for the hotel in Seville. I also buy the shampoo I made a mental note about the other day (well done to me for actually remembering) and an Olaplex conditioning treatment to try. £38.23

Total: £512.98
<strong>Day Six</strong><br> <br>6am: Throw on gym clothes and head out the door.<br> <br>8.30am: Head to the office and get straight to work. I've got a lot to get through today as we're off most of the day tomorrow.<br> <br>2pm: We're looking for an assistant to join the company and B put a social media post up about it this morning. I start working through the messages, replying to potential candidates and checking out their LinkedIn profiles. Shovel the other half of my pesto pasta concoction from the other day in my mouth while I do this.<br> <br>5pm: I call it quits on work for the day. I head to a shopping centre about a 15-minute drive away because we have a client dinner tomorrow night and I've realised I have lots of half outfits but nothing that actually makes a full outfit. I also have a dress to return to H&M. I exchange the dress for a top. I then head into Zara and get a couple of basic black tops and a bodysuit for £28.98. <br> <br>8pm: I finally get home and straight into comfy clothes. B makes chicken parmo in the air fryer for dinner and OMG it's the best thing ever. He made it with sweet potato and broccoli but it's so filling I keep my sweet potato for tomorrow. 10/10 would recommend. We just chill and watch TV for a while.<br><br>10pm: I get majorly restless and feel like I won't sleep tonight. We have a funeral tomorrow and it was my grandad's funeral last week too so I just feel a bit full of emotion and weird. We head out for a drive and decide to go to the church the service is in tomorrow to make sure we know the way. I'm glad we did because it takes us ages to find it so that’s one less stress for the morning.<br> <br>11pm: We get home, I phone my mum for a catch-up and put some fake tan on. Manage to fall asleep about 12.30am.<br><br><strong>Total: £28.98</strong>
Day Six

6am: Throw on gym clothes and head out the door.

8.30am: Head to the office and get straight to work. I've got a lot to get through today as we're off most of the day tomorrow.

2pm: We're looking for an assistant to join the company and B put a social media post up about it this morning. I start working through the messages, replying to potential candidates and checking out their LinkedIn profiles. Shovel the other half of my pesto pasta concoction from the other day in my mouth while I do this.

5pm: I call it quits on work for the day. I head to a shopping centre about a 15-minute drive away because we have a client dinner tomorrow night and I've realised I have lots of half outfits but nothing that actually makes a full outfit. I also have a dress to return to H&M. I exchange the dress for a top. I then head into Zara and get a couple of basic black tops and a bodysuit for £28.98.

8pm: I finally get home and straight into comfy clothes. B makes chicken parmo in the air fryer for dinner and OMG it's the best thing ever. He made it with sweet potato and broccoli but it's so filling I keep my sweet potato for tomorrow. 10/10 would recommend. We just chill and watch TV for a while.

10pm: I get majorly restless and feel like I won't sleep tonight. We have a funeral tomorrow and it was my grandad's funeral last week too so I just feel a bit full of emotion and weird. We head out for a drive and decide to go to the church the service is in tomorrow to make sure we know the way. I'm glad we did because it takes us ages to find it so that’s one less stress for the morning.

11pm: We get home, I phone my mum for a catch-up and put some fake tan on. Manage to fall asleep about 12.30am.

Total: £28.98
<strong>Day Seven</strong><br> <br>6am: We're up and head to the gym. We're on a tight schedule this morning so I finish my workout before B and walk home by myself to get in the shower first.<br> <br>9.30am: Showered, ready and we leave the house. We arrive at the church and head inside to join the rest of B's family.<br> <br>1.30pm: After a lovely service, we head home. Due to some family politics we don't go back to the wake.<br> <br>3pm: After getting some work done I head out to get my hair done. I get a half head of highlights because I have my bonds in. My hairdresser is the BEST, I'm so glad I found her.<br> <br>5.30pm: Feeling sufficiently glam with my fresh colour and a loose curl. I spend £45 on my hair, then transfer my hairdresser £30 separately as a birthday gift. She's 30 tomorrow and I can't go to her party because I'm going out with my mum. I feel bad I forgot to get her an actual present and hope she can enjoy a few drinks on me instead. £75 total.<br><br>6pm: I rush in the door, quickly do my makeup then we're back out the door and on our way to Glasgow for our client dinner.<br> <br>7pm: We arrive at dinner in an amazing Chinese restaurant. There's 12 of us and our client is also B's friend so we know everybody and it's so good to see them all. We enjoy some amazing food (I have breaded prawns then duck gumbo, which tastes unreal). B and I agreed beforehand we would contribute to this meal so we cover the drinks, which come to £240 and are expensed. The rest of the bill is paid for by our client, which we're so grateful for. <br> <br>11.30pm: After a couple of drinks elsewhere, B and I call it a night. They're heading out and I think things might get a bit messy so we decide to avoid this situation and head home instead. B is always our designated driver as he doesn't drink, which is great for me as it means no taxis. We get home and crash out immediately.<br><br><strong>Total: £75</strong>
Day Seven

6am: We're up and head to the gym. We're on a tight schedule this morning so I finish my workout before B and walk home by myself to get in the shower first.

9.30am: Showered, ready and we leave the house. We arrive at the church and head inside to join the rest of B's family.

1.30pm: After a lovely service, we head home. Due to some family politics we don't go back to the wake.

3pm: After getting some work done I head out to get my hair done. I get a half head of highlights because I have my bonds in. My hairdresser is the BEST, I'm so glad I found her.

5.30pm: Feeling sufficiently glam with my fresh colour and a loose curl. I spend £45 on my hair, then transfer my hairdresser £30 separately as a birthday gift. She's 30 tomorrow and I can't go to her party because I'm going out with my mum. I feel bad I forgot to get her an actual present and hope she can enjoy a few drinks on me instead. £75 total.

6pm: I rush in the door, quickly do my makeup then we're back out the door and on our way to Glasgow for our client dinner.

7pm: We arrive at dinner in an amazing Chinese restaurant. There's 12 of us and our client is also B's friend so we know everybody and it's so good to see them all. We enjoy some amazing food (I have breaded prawns then duck gumbo, which tastes unreal). B and I agreed beforehand we would contribute to this meal so we cover the drinks, which come to £240 and are expensed. The rest of the bill is paid for by our client, which we're so grateful for.

11.30pm: After a couple of drinks elsewhere, B and I call it a night. They're heading out and I think things might get a bit messy so we decide to avoid this situation and head home instead. B is always our designated driver as he doesn't drink, which is great for me as it means no taxis. We get home and crash out immediately.

Total: £75
<strong>The Breakdown</strong><br> <br>Food & Drink: £85.60<br>Entertainment: £0 <br>Clothes & Beauty: £142.21<br>Home & Health: £23.99<br>Travel: £510<br>Other: £14.25<br><br><strong>Total: £776.05 </strong><br> <br><strong>Conclusion</strong><br> <br>"This was a pretty average week for me. My biggest expense was B’s birthday flights, paying my credit card to cover the hotel booking and paying for the hen activities, all of which I had saved for. I don’t think I spent anything ridiculous and I’m pretty happy with my spending and my week overall. After years of being careful with every penny, I don’t see the harm in enjoying the money we work hard for."
The Breakdown

Food & Drink: £85.60
Entertainment: £0
Clothes & Beauty: £142.21
Home & Health: £23.99
Travel: £510
Other: £14.25

Total: £776.05

Conclusion

"This was a pretty average week for me. My biggest expense was B’s birthday flights, paying my credit card to cover the hotel booking and paying for the hen activities, all of which I had saved for. I don’t think I spent anything ridiculous and I’m pretty happy with my spending and my week overall. After years of being careful with every penny, I don’t see the harm in enjoying the money we work hard for."

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