Money Diary: A 26-Year-Old Trainee Solicitor In Dublin On 38.5k

·18-min read

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking a cross-section of women how they spend their hard-earned money during a seven-day period – and we're tracking every last penny.

This week: "I am a 26-year-old trainee solicitor living in Dublin. I am originally from the UK but my family moved to Ireland for my dad's job 15 years ago. My parents are now divorced but still live in the Dublin area. Due to COVID I haven't seen any of my family other than my parents and siblings in nearly two years as we have been unable to travel to the UK or have our family visit, which has been especially tough as my mum had some serious health problems last year and we lost a close family member to COVID not too long ago. Ireland is still in the process of easing restrictions but the vaccine rate is really picking up and people are very eager to get it to avoid another lockdown. I was vaccinated some time ago as I am medically vulnerable and all of my family and friends are now at least partially vaccinated, which is great! Indoor dining is still restricted but the heatwave makes outdoor activities much more appealing.

I am very close to finally qualifying as a solicitor at the end of this year after a long road of studying and exams, which I am both excited and terrified about. I question regularly if this is actually my purpose but for now I'm focusing on qualification. I live in a houseshare apartment with three other girls. The housing situation in Dublin (and all of Ireland really) is dire. Rent is very expensive with dodgy landlords and the housing market is very unstable with properties being sold for significantly higher than market value and significant restrictions on borrowing.

My boyfriend, E, and I hope to buy a house but we want to live together first which will ideally happen in the next year or so. I am very fortunate that I will soon have a well paying job but despite my high earning capacity on qualification, owning our own home feels like a very distant prospect even if we moved out of Dublin to another part of the country. The Irish government really does not value young people or try to support us in establishing a life. I previously lived in Canada and like many people our age, E and I are always discussing potentially emigrating again to improve our financial quality of life."

Industry: Legal
Age: 26
Location: Dublin
Salary: Has varied in the last year due to a temporary 10% pay cut due to COVID and reaching the next phase of my traineeship but as of now it’s €45,000/£38,448. This month saw me jump from €33,000/£28,195 to €45,000/£38,448, which was very welcome! One-off bonus of €3k/£2.56k last month.
Paycheque amount: €2,852.70/£2,437.37 after tax.
Number of housemates: Three (S, C and J).

Monthly Expenses

Housing costs: Rent €780/£666.44 for my en suite room.
Loan payments: €82/£70.06 for a loan I took out to buy my car last year and have €1,500/£1,281.61 remaining on. Usually €100/£85.44 off my credit card that I use for large expenses such as car insurance. I paid a chunk of the balance off last month so there's only €200/£170.88 outstanding. University education in Ireland is of minimal cost compared to the UK and was around €1,000-1,500/£854.41-1,281.61 per year when I was in university, which my dad very kindly paid. I also lived at home because paying rent was just not an option so I have no student loans.
Utilities: All household bills are divided between the four of us and is €10/£8.54 for Wi-Fi and TV, €6/£5.13 for bins and approximately €20/£17.09 for electricity.
Transportation: I walk everywhere when I can and the pandemic massively reduced the amount of public transport I take so I spend roughly €20/£17.09 on buses and €40/£34.18 on petrol. Car tax is €200/£170.88 annually and insurance is €1,040/£888.59 which is quite high as I lost my no-claims bonus when I lived in Canada for a couple of years but this will hopefully reduce next year.
Phone bill: €29.99/£25.62 for my SIM only plan.
Savings? €6,000/£5,126.45 in a savings account. I spent a large portion of my savings on travelling and buying my car pre-pandemic and have been working on building this back up again despite a pay cut and moving to a different house with much higher rent. Long term I need to find a better way to invest at least a portion of my savings to get some return or at least a decent interest rate compared to the current account but I find investing a very daunting prospect.
Other: iCloud Storage €0.99/£0.85, Spotify €9.99/£8.54, roaming gym membership €32/£27.34, prescriptions for medical issues usually €60/£51.26, gym programme through app €13.99/£11.95. I use my dad’s Netflix and my boyfriend's Disney+.

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<strong>Day One</strong><br><br>7.30am: Wake up at my boyfriend E's house. E lives very near me with his parents and brother and I stay there a couple of times a week. This increased a lot over Ireland's very strict lockdown when I couldn't see my own family and I'm very grateful they're so welcoming and close by. Shower and get dressed in respectable clothing as today is my first proper day back in the office!<br> <br>8am: Have some cereal and out the door.<br><br>8.35am: Arrive at work to find that the new desk I was told was mine has been taken so spend some time resolving this and getting a new computer set up. As part of my training contract I have moved teams no less than three times during the pandemic and so a new desk needed to be set up in my current department. <br><br>11am: The law firm I work at set up a buddy programme for more senior trainees to help junior trainees when they start, especially as working from home has made settling in a little bit harder. I meet my buddy for a coffee and a chat about how she's settling in. €4/£3.42<br><br>1pm: Lunchtime! Catch up with some work friends I haven't seen in a while and sit out to enjoy the heatwave. Get a superfood salad and a Coke Zero. €9.25/£7.90<br><br>2pm: Back to the sweet, sweet air con and work for the afternoon reviewing contracts for a business sale we are involved with. Also sign up to our firm's pension plan. The plan is not overly competitive but it's matched up to 3% and with a recent pay increase I feel like now is a good time to start. I had a pension previously when I worked in Canada which acted more like a savings account but this is my first 'proper' pension and will be deducted starting next month. Eat a protein bar I bought earlier in the week.<br><br>5.45pm: Head to the gym around the corner from the office. This gym lacks air con and the app I've started using for workouts keeps glitching, which is not ideal.<br><br>7pm: Home from the gym, shower and make a tuna salad from things I have at home to eat in the park and enjoy the end of the sunshine.<br><br>9pm: Watch<em> Love Island</em> with my housemate J and have a mint tea and a Twister (god tier ice cream). I update my phone to hopefully resolve the workout app glitches.<br><br>10pm: Do my at-home laser hair removal on my underarms and bikini and read my book. Check my bank balance and see I have a refund of €9/£7.69 from an H&M order I returned in store yesterday.<br><br>11pm: Bedtime.<br><br><strong>Total:</strong> <strong>€13.25/£11.32</strong>
Day One

7.30am: Wake up at my boyfriend E's house. E lives very near me with his parents and brother and I stay there a couple of times a week. This increased a lot over Ireland's very strict lockdown when I couldn't see my own family and I'm very grateful they're so welcoming and close by. Shower and get dressed in respectable clothing as today is my first proper day back in the office!

8am: Have some cereal and out the door.

8.35am: Arrive at work to find that the new desk I was told was mine has been taken so spend some time resolving this and getting a new computer set up. As part of my training contract I have moved teams no less than three times during the pandemic and so a new desk needed to be set up in my current department.

11am: The law firm I work at set up a buddy programme for more senior trainees to help junior trainees when they start, especially as working from home has made settling in a little bit harder. I meet my buddy for a coffee and a chat about how she's settling in. €4/£3.42

1pm: Lunchtime! Catch up with some work friends I haven't seen in a while and sit out to enjoy the heatwave. Get a superfood salad and a Coke Zero. €9.25/£7.90

2pm: Back to the sweet, sweet air con and work for the afternoon reviewing contracts for a business sale we are involved with. Also sign up to our firm's pension plan. The plan is not overly competitive but it's matched up to 3% and with a recent pay increase I feel like now is a good time to start. I had a pension previously when I worked in Canada which acted more like a savings account but this is my first 'proper' pension and will be deducted starting next month. Eat a protein bar I bought earlier in the week.

5.45pm: Head to the gym around the corner from the office. This gym lacks air con and the app I've started using for workouts keeps glitching, which is not ideal.

7pm: Home from the gym, shower and make a tuna salad from things I have at home to eat in the park and enjoy the end of the sunshine.

9pm: Watch Love Island with my housemate J and have a mint tea and a Twister (god tier ice cream). I update my phone to hopefully resolve the workout app glitches.

10pm: Do my at-home laser hair removal on my underarms and bikini and read my book. Check my bank balance and see I have a refund of €9/£7.69 from an H&M order I returned in store yesterday.

11pm: Bedtime.

Total: €13.25/£11.32
<strong>Day Two</strong><br><br>7.30am: Alarm goes off and it's snooze city.<br><br>7.45am: Up, shower, eat my usual breakfast of porridge with proteinella (a healthier and palm oil-free Nutella) and frozen raspberries. I am only back in the office two days a week for the time being so I’m working from home today.<br><br>9am: Quick walk around the block to wake myself up, strip my bedsheets and put on a load of washing, then make a coffee and start work. <br><br>11.30am: Take a break as my brain is fried. Hang up my washing, eat an apple and some crackers and make a coffee. <br><br>1pm: Walk to a local cafe to get an iced coffee and take a breather and read some more of my book. Get home and have eggs on toast for lunch then decide to cut up a pomegranate I bought earlier in the week. Pomegranate: 1, white T-shirt: 0. €4/£3.42<br><br>5.30pm: Finish work for the afternoon and hop in the car to drive out to my mum, who lives about half an hour outside the city. We go for a swim and enjoy the sun.<br><br>7pm: Head to my dad's house for dinner (he lives about 15 minutes from my mum). Have roast ham and salad. <br><br>9pm: Pop to Tesco on the way home and spend €6.50/£5.55 on lettuce, washing up liquid, salad dressing, rice cakes, sparkling water and white wash sachets to try and get longer out of some white T-shirts.<br><br>10pm: Home, fold washing, put on clean bedsheets and shower. Sit down with mint tea and <em>Atypical</em> on Netflix.<br><br>11pm: Bedtime.<br><br><strong>Total: €10.50/£8.97 </strong>
Day Two

7.30am: Alarm goes off and it's snooze city.

7.45am: Up, shower, eat my usual breakfast of porridge with proteinella (a healthier and palm oil-free Nutella) and frozen raspberries. I am only back in the office two days a week for the time being so I’m working from home today.

9am: Quick walk around the block to wake myself up, strip my bedsheets and put on a load of washing, then make a coffee and start work.

11.30am: Take a break as my brain is fried. Hang up my washing, eat an apple and some crackers and make a coffee.

1pm: Walk to a local cafe to get an iced coffee and take a breather and read some more of my book. Get home and have eggs on toast for lunch then decide to cut up a pomegranate I bought earlier in the week. Pomegranate: 1, white T-shirt: 0. €4/£3.42

5.30pm: Finish work for the afternoon and hop in the car to drive out to my mum, who lives about half an hour outside the city. We go for a swim and enjoy the sun.

7pm: Head to my dad's house for dinner (he lives about 15 minutes from my mum). Have roast ham and salad.

9pm: Pop to Tesco on the way home and spend €6.50/£5.55 on lettuce, washing up liquid, salad dressing, rice cakes, sparkling water and white wash sachets to try and get longer out of some white T-shirts.

10pm: Home, fold washing, put on clean bedsheets and shower. Sit down with mint tea and Atypical on Netflix.

11pm: Bedtime.

Total: €10.50/£8.97
<strong>Day Three</strong><br><br>7am: Up, book the gym for tomorrow (post-lockdown the gym has to be booked 24 hours in advance and it fills up very fast for peak times), shower, make my lunch and eat my usual breakfast.<br><br>8am: Out the door and walking to the office, debate buying a coffee on the way as it is already very warm but decide to save it for later in the day.<br><br>8.45am: Arrive at the office, make a terrible office coffee and start some urgent tasks that came in overnight.<br><br>9.45am: One of my best friends works in the same firm and asks if I want to go grab a coffee. She kindly pays (she is a qualified solicitor and earns significantly more than me so often does this despite my protests).<br><br>4pm: Back-to-back calls meant no lunch break for me. At some point I eat the salad I made at home and some melon and pomegranate. Run to the shop for a breath of fresh air and get a Coke Zero and some Popchips. €2.40/£2.05<br><br>5.45pm: Out the door to walk to the city centre to meet a girl I sort of know (aka met once when we were both drunk) who's doing a project on people with Irish/English identity which is very interesting. <br><br>6pm: So good to chat and we have a lot in common with our experiences. It's so nice to meet someone new, especially when they just moved to a new place. We have three pints and do rounds, I pay for one. €13.40/£11.45<br><br>9.30pm: Home time, I realise I have no food at home as I didn't do a proper shop this week so stop in Spar and go to the deli (this is a very Irish thing but every convenience shop and most supermarkets will have a deli with hot food and a sandwich bar. Literally every single place. It's great.). I get two jambons which are pastry with cheese and ham in and are unbelievable and head home on the bus. Jambons are €4.60/£3.93 and the bus is €2.25/£1.92 but I have my Leap Card topped up already so don't pay for this.<br><br>10pm: Home, eat the jambons, down some water and go to bed.<br><br><strong>Total: €20.40/£17.43</strong>
Day Three

7am: Up, book the gym for tomorrow (post-lockdown the gym has to be booked 24 hours in advance and it fills up very fast for peak times), shower, make my lunch and eat my usual breakfast.

8am: Out the door and walking to the office, debate buying a coffee on the way as it is already very warm but decide to save it for later in the day.

8.45am: Arrive at the office, make a terrible office coffee and start some urgent tasks that came in overnight.

9.45am: One of my best friends works in the same firm and asks if I want to go grab a coffee. She kindly pays (she is a qualified solicitor and earns significantly more than me so often does this despite my protests).

4pm: Back-to-back calls meant no lunch break for me. At some point I eat the salad I made at home and some melon and pomegranate. Run to the shop for a breath of fresh air and get a Coke Zero and some Popchips. €2.40/£2.05

5.45pm: Out the door to walk to the city centre to meet a girl I sort of know (aka met once when we were both drunk) who's doing a project on people with Irish/English identity which is very interesting.

6pm: So good to chat and we have a lot in common with our experiences. It's so nice to meet someone new, especially when they just moved to a new place. We have three pints and do rounds, I pay for one. €13.40/£11.45

9.30pm: Home time, I realise I have no food at home as I didn't do a proper shop this week so stop in Spar and go to the deli (this is a very Irish thing but every convenience shop and most supermarkets will have a deli with hot food and a sandwich bar. Literally every single place. It's great.). I get two jambons which are pastry with cheese and ham in and are unbelievable and head home on the bus. Jambons are €4.60/£3.93 and the bus is €2.25/£1.92 but I have my Leap Card topped up already so don't pay for this.

10pm: Home, eat the jambons, down some water and go to bed.

Total: €20.40/£17.43
<strong>Day Four</strong><br><br>6.40am: Up, dressed and out the door to the gym. <br><br>8am: Home from the gym and realise it's payday! Make a protein shake, shower, have my usual breakfast, make an iced coffee and do some washing up. Put another load of washing on and debate how one person can generate this much dirty clothing.<br><br>9am: Before work I spend some time moving money around. Pay €100 off my credit card, transfer my rent and put €500 in my savings account (all accounted for above).<br><br>12.50pm: I haven’t seen E in a few days as we’ve both been busy so I go to his house for lunch. Have a sandwich and a lemon San Pellegrino and sit in the sun chatting for an hour. Enter a competition from a radio station to win €30,000 because why not. The entry is €2.50/£2.14.<br><br>2pm: A flying visit with my favourite person then back to work. <br><br>5.30pm: It’s the weekendddd! Go and sit in the park for a half-hour and bask in the humidity with my new book (<em>Holding Her Breath</em> by Irish author Eimear Ryan, very good!). Pop into Lidl and get ingredients to make cookies, prawns, basil, tomatoes, sun-dried tomatoes, bagels and eggs. €15.03/£12.84<br><br>6.30pm: Home, make some cookie mix and start a <em>Love Island </em>catch-up marathon.<br><br>7pm: Contrary to what this diary indicates I do enjoy cooking and make a dinner of garlic spicy prawn linguine with white wine sauce. It is delightful.<br><br>10pm: <em>Love Island</em> marathon concluded, I bake the cookies and head to bed.<br><br><strong>Total: €17.53/£14.98</strong>
Day Four

6.40am: Up, dressed and out the door to the gym.

8am: Home from the gym and realise it's payday! Make a protein shake, shower, have my usual breakfast, make an iced coffee and do some washing up. Put another load of washing on and debate how one person can generate this much dirty clothing.

9am: Before work I spend some time moving money around. Pay €100 off my credit card, transfer my rent and put €500 in my savings account (all accounted for above).

12.50pm: I haven’t seen E in a few days as we’ve both been busy so I go to his house for lunch. Have a sandwich and a lemon San Pellegrino and sit in the sun chatting for an hour. Enter a competition from a radio station to win €30,000 because why not. The entry is €2.50/£2.14.

2pm: A flying visit with my favourite person then back to work.

5.30pm: It’s the weekendddd! Go and sit in the park for a half-hour and bask in the humidity with my new book (Holding Her Breath by Irish author Eimear Ryan, very good!). Pop into Lidl and get ingredients to make cookies, prawns, basil, tomatoes, sun-dried tomatoes, bagels and eggs. €15.03/£12.84

6.30pm: Home, make some cookie mix and start a Love Island catch-up marathon.

7pm: Contrary to what this diary indicates I do enjoy cooking and make a dinner of garlic spicy prawn linguine with white wine sauce. It is delightful.

10pm: Love Island marathon concluded, I bake the cookies and head to bed.

Total: €17.53/£14.98
<strong>Day Five</strong><br><br>7.15am: Wake up naturally because why set an alarm to wake up early on a Saturday when your body can wake you up even earlier!<br><br>8.15am: Ready, usual breakfast eaten and out the house to go and get my hair done. Walk into the city centre which takes about 30 minutes.<br><br>9am: Getting a coffee to bring to the salon is my ritual, a venti iced Americano with oat milk. €3.85/£3.29<br><br>11.30am: Hair all done. I got a half head of highlights, toner and a blow-dry. €144.50/£123.46 – being blonde is expensive business.<br><br>11.45am: Collect some bedsheets I ordered online but paid for previously and walk out of the city.<br><br>12.15pm: Meet E for lunch in one of our favourite sandwich spots. We get a sandwich and a coffee each, I pay €26.40/£22.56. Generally we take it in turns to pay for stuff but at the minute I earn more than E so I always try and pay a little more to make it more equitable. <br><br>1.30pm: Go and collect my prescription from the chemist. It’s more expensive than usual as I get extra antihistamine to deal with all the pollen about. Prescription covered in monthly amounts above. I also get a bottle of water as I drank mine and there’s nowhere to fill it up. €1.10/£0.94<br><br>2pm: E is really involved with a football team in Dublin and today we’re going to watch their ladies team play. We hang out at the match and they win 7-2, wooo!<br><br>4pm: The heatwave lives on and we head to the pub to enjoy the sunshine with some of E’s friends. We do rounds and I spend €25/£21.36 on my round. We also split a burger and potato wedges, which E pays for.<br><br>9.30pm: We walk to my house to get my stuff and head to E’s to stay there. It’s about 40 minutes of walking but neither of us minds as it’s a lovely evening. <br><br>11.30pm: I’m exhausted after getting up early this morning and being in the sun so we head to bed.<br><br><strong>Total: €200.85/£171.61</strong>
Day Five

7.15am: Wake up naturally because why set an alarm to wake up early on a Saturday when your body can wake you up even earlier!

8.15am: Ready, usual breakfast eaten and out the house to go and get my hair done. Walk into the city centre which takes about 30 minutes.

9am: Getting a coffee to bring to the salon is my ritual, a venti iced Americano with oat milk. €3.85/£3.29

11.30am: Hair all done. I got a half head of highlights, toner and a blow-dry. €144.50/£123.46 – being blonde is expensive business.

11.45am: Collect some bedsheets I ordered online but paid for previously and walk out of the city.

12.15pm: Meet E for lunch in one of our favourite sandwich spots. We get a sandwich and a coffee each, I pay €26.40/£22.56. Generally we take it in turns to pay for stuff but at the minute I earn more than E so I always try and pay a little more to make it more equitable.

1.30pm: Go and collect my prescription from the chemist. It’s more expensive than usual as I get extra antihistamine to deal with all the pollen about. Prescription covered in monthly amounts above. I also get a bottle of water as I drank mine and there’s nowhere to fill it up. €1.10/£0.94

2pm: E is really involved with a football team in Dublin and today we’re going to watch their ladies team play. We hang out at the match and they win 7-2, wooo!

4pm: The heatwave lives on and we head to the pub to enjoy the sunshine with some of E’s friends. We do rounds and I spend €25/£21.36 on my round. We also split a burger and potato wedges, which E pays for.

9.30pm: We walk to my house to get my stuff and head to E’s to stay there. It’s about 40 minutes of walking but neither of us minds as it’s a lovely evening.

11.30pm: I’m exhausted after getting up early this morning and being in the sun so we head to bed.

Total: €200.85/£171.61
<strong>Day Six</strong><br><br>9.45am: A lovely Sunday lie-in, which was well needed. Get up and have a piece of toast and a coffee.<br><br>11am: E is going to work today so he drops me home on the way. I grab my gym stuff and head back out the door.<br><br>12pm: Home from the gym, make a protein shake and have a cookie (as all good nutritionists recommend) and get ready for the day.<br><br>1pm: Meet my brother, G, for a coffee. I buy us both an iced oat latte from this great vegan bakery in our area. €9/£7.69<br><br>3pm: We go for a walk and stop to buy a sandwich and some water. €11/£9.40<br><br>4.45pm: Leave G’s house after chatting to him and his girlfriend. Their housemates have a small lizard who has escaped from his tank so we help look for him briefly. <br><br>5pm: Get a Mars ice cream as this is meant to be the last day of the heatwave and I want to make the most of it. Sit and eat it in the sun with my book. €2.10/£1.79<br><br>6.30pm: Hang out at home and order some sushi. I get a spicy tuna roll and an ebi tempura roll from a very good local sushi place. €19.79/£16.91<br><br>7.30pm: Go up to E’s house to watch TV and see him.<br><br>10.30pm: Home and head to bed to scroll for a bit before going to sleep. <br><br><strong>Total: €41.89/£35.79</strong>
Day Six

9.45am: A lovely Sunday lie-in, which was well needed. Get up and have a piece of toast and a coffee.

11am: E is going to work today so he drops me home on the way. I grab my gym stuff and head back out the door.

12pm: Home from the gym, make a protein shake and have a cookie (as all good nutritionists recommend) and get ready for the day.

1pm: Meet my brother, G, for a coffee. I buy us both an iced oat latte from this great vegan bakery in our area. €9/£7.69

3pm: We go for a walk and stop to buy a sandwich and some water. €11/£9.40

4.45pm: Leave G’s house after chatting to him and his girlfriend. Their housemates have a small lizard who has escaped from his tank so we help look for him briefly.

5pm: Get a Mars ice cream as this is meant to be the last day of the heatwave and I want to make the most of it. Sit and eat it in the sun with my book. €2.10/£1.79

6.30pm: Hang out at home and order some sushi. I get a spicy tuna roll and an ebi tempura roll from a very good local sushi place. €19.79/£16.91

7.30pm: Go up to E’s house to watch TV and see him.

10.30pm: Home and head to bed to scroll for a bit before going to sleep.

Total: €41.89/£35.79
<strong>Day Seven</strong><br><br>6.30am: Alarm goes off and I very reluctantly get out of bed after an awful sleep.<br><br>7am: Get to the gym and do my workout. Updating the phone completely stopped the glitching, which is great. I really am enjoying these workouts! <br><br>9am: Time to get to work. At some point in the morning I stop for a coffee and an apple.<br><br>1pm: One perk of WFH is doing my shopping when it's quiet. I head to Lidl and get salmon darnes, broccoli, stir fry vegetables, sugar snap peas (my favourite snack), lentil chips, dark chocolate, apples and melon. I also get E some healthy prepared meals, which he will pay me back for. Total for my stuff is €14.65/£12.51.<br><br>2pm: Back to work and listen to the <em>West Cork</em> podcast while I do some monotonous admin.<br><br>5.45pm: Work done, head out for a walk to get some steps in now the weather is a bit cooler. Stop to get some sparkling water and a Coke Zero as Lidl had no sparkling water earlier. €2.10/£1.79<br><br>6.30pm: Make a dinner of pan fried salmon with chilli and edamame and broccoli stir fry with a soy honey sauce. <br><br>7.30pm: Watching TV, which leads to some spontaneous online shopping. I've seen loads of mid-size bloggers talking about Simply Be recently and I get a very nice bikini for my upcoming holiday on sale for €30/£25.63 including delivery. I am really trying to focus on buying things secondhand or from slow fashion retailers but I find swimwear a bit tricky as I don't wear it often enough to justify spending a large amount on it as I would with other clothing items. <br><br>9pm: Watch <em>Love Island</em>, casa amor begins! E calls over to collect the meals I picked up for him earlier and we chat with my housemate C about my birthday next week. <br><br>11pm: Bedtime for me.<br><br><strong>Total: €46.75/£39.93</strong>
Day Seven

6.30am: Alarm goes off and I very reluctantly get out of bed after an awful sleep.

7am: Get to the gym and do my workout. Updating the phone completely stopped the glitching, which is great. I really am enjoying these workouts!

9am: Time to get to work. At some point in the morning I stop for a coffee and an apple.

1pm: One perk of WFH is doing my shopping when it's quiet. I head to Lidl and get salmon darnes, broccoli, stir fry vegetables, sugar snap peas (my favourite snack), lentil chips, dark chocolate, apples and melon. I also get E some healthy prepared meals, which he will pay me back for. Total for my stuff is €14.65/£12.51.

2pm: Back to work and listen to the West Cork podcast while I do some monotonous admin.

5.45pm: Work done, head out for a walk to get some steps in now the weather is a bit cooler. Stop to get some sparkling water and a Coke Zero as Lidl had no sparkling water earlier. €2.10/£1.79

6.30pm: Make a dinner of pan fried salmon with chilli and edamame and broccoli stir fry with a soy honey sauce.

7.30pm: Watching TV, which leads to some spontaneous online shopping. I've seen loads of mid-size bloggers talking about Simply Be recently and I get a very nice bikini for my upcoming holiday on sale for €30/£25.63 including delivery. I am really trying to focus on buying things secondhand or from slow fashion retailers but I find swimwear a bit tricky as I don't wear it often enough to justify spending a large amount on it as I would with other clothing items.

9pm: Watch Love Island, casa amor begins! E calls over to collect the meals I picked up for him earlier and we chat with my housemate C about my birthday next week.

11pm: Bedtime for me.

Total: €46.75/£39.93
<strong>The Breakdown<br><br></strong>Food/Drink: €174.17/£148.80<br>Entertainment: €2.50/£2.14 (I did not win the prize FYI)<br>Clothes/Beauty: €174.50/£149.09<br>Travel: €0/£0<br>Other: €0/£0<br><br><strong>Total: €351.17/£300.03</strong><br><br><strong>Conclusion</strong><br><br>"This week was pretty typical other than getting my hair done, which obviously was a large chunk of my spending. Lockdown really made me think about how I spent money on clothes or kind of frivolously and I do think I value experiences and being around people now much more than I did before. I think I've realised that a lot of the time when I buy coffee or a snack it's to get out of the house/office rather than because I really want them – although coffee at the office is terrible, which adds to the purchasing. <br><br>Summer in law firms can be quite quiet as lots of people take holidays so not being overloaded with work this week has been lovely. Long may it last! This was a very fun exercise in keeping tabs on my spending and it's made me think even more about how I want to invest some of my savings going forward."
The Breakdown

Food/Drink: €174.17/£148.80
Entertainment: €2.50/£2.14 (I did not win the prize FYI)
Clothes/Beauty: €174.50/£149.09
Travel: €0/£0
Other: €0/£0

Total: €351.17/£300.03

Conclusion

"This week was pretty typical other than getting my hair done, which obviously was a large chunk of my spending. Lockdown really made me think about how I spent money on clothes or kind of frivolously and I do think I value experiences and being around people now much more than I did before. I think I've realised that a lot of the time when I buy coffee or a snack it's to get out of the house/office rather than because I really want them – although coffee at the office is terrible, which adds to the purchasing.

Summer in law firms can be quite quiet as lots of people take holidays so not being overloaded with work this week has been lovely. Long may it last! This was a very fun exercise in keeping tabs on my spending and it's made me think even more about how I want to invest some of my savings going forward."

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