Money Diary: A 25-Year-Old Working In Construction On 37.5k

Anonymous
·17-min read

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking a cross-section of women how they spend their hard-earned money during a seven-day period – and we're tracking every last penny.

This week: "I am a 25-year-old who has recently come out of a relationship. I live alone (by choice) and am trying to balance #livingmybestlife and navigating pandemic dating (ugh). My family, plus several colleagues and my therapist have mentioned they think I have undiagnosed ADHD; I am in the process of trying to get an assessment. As my work responsibilities have increased over the past six months, I have found it increasingly difficult to cope with my workload. I am not self-disciplined when it comes to concentrating during work hours and can't get away with slacking off and not being productive as much as I could when I was in a more junior position.

I work as a quantity surveyor and my job is demanding but also really sociable, I absolutely love it. It is a male-dominated environment and some men are as bad (sometimes worse) than we think they are but, on the whole, people are decent and it's a very exciting industry to work in.

I also recently finished CBT counselling for depression and anxiety, although as mentioned, my therapist thought my 'anxiety' symptoms were highly likely to be ADHD. I battled depression when I was a teenager and it was exacerbated by my break-up and lockdown. I am in a much better place than I was at the start of 2021."

Industry: Construction
Age: 25
Location: South London
Salary: £37.5k
Paycheque amount: £2,375 a month
Number of housemates: None

Monthly Expenses

Housing costs: £1,300 for a two-bed flat in Canada Water (south London).
Loan payments: Student loan is around £78 per month.
Utilities: £0 – included in my rent. I'm very lucky that my landlady is a family friend who lives in Australia so my rent is extremely reasonable.
Transportation: £0 – my work pays for all my travel, again I am very lucky!
Phone bill: £110 a month... This makes me cry every time I see the bill. I got mugged last year and I didn't have insurance so I pay for two iPhone contracts every month.
Savings? £2,000 in a savings account as an emergency fund, £200 in a Help to Buy ISA – I am not really trying to save for a house, as you can probably tell! More on that later.
Other: Prime, Netflix and Hayu come to around £20 a month (I am a diehard Real Housewives and Kardashians fan), £56 a month for private healthcare and private dental insurance (this is taken out of my salary), £25 a month for Wi-Fi, £10 a month for Apple Music (Spotify gives me such Android vibes, I really don't like it) and £7 a month for Harry's shave club razors which are the best I've ever used. £10 a month for a NatWest Silver Rewards account which includes phone insurance and other benefits. I think I usually spend around £150 a month on groceries but this varies wildly.

<strong>Day One</strong><br><br>7.15am: My alarm goes off. I am WFH today as it is Good Friday tomorrow and I usually WFH on Fridays. In construction, working hours are normally 8am-5pm but there is an unwritten rule that everyone gets to work for around 7.30/7.45am. I stupidly decided to do a juice cleanse, which started yesterday (the caffeine withdrawal headache was unbearable and I crashed into bed at 8pm last night). Go downstairs and have a celery juice (vile) and a ginger shot (so spicy for this time of day). Start up my computer, flirt on Teams with someone from our client team, we'll call him H (this is not as bad as it sounds, we matched on Bumble and agreed to keep it professional...for now), then start replying to emails.<br><br>11am: I crack and make a coffee, my head was splitting in half. Get distracted (obviously – suspected ADHD) and order a Shark vacuum cleaner on sale, mine packed in when I used one of those dodgy shake 'n' vacs from Etsy. £49<br><br>1.30pm: My brother comes over to do uni work (he is in my bubble along with my stepmum and dad). He makes pasta for lunch for me while I'm working with stuff I already have in the cupboard. By this point the juice cleanse is well and truly out the window.<br><br>3pm: My project director rings me as we've been trying to organise post-lockdown drinks for the client team and our team. This is one of the negatives about working in construction: any task/job that is deemed 'girly' – booking events, making tea, fixing the printer – is almost always given to a girl. Have some issues while booking and using his card for the deposit so I put it on my credit card and he will pay me back (£180 but I won't count this in the total). Best believe I'll be putting H on my table as I'm in charge of splitting everyone up into the groups of six!<br><br>4.30pm: A friend/colleague who I haven't seen since last year rings to have a catch-up. He gives me an unwanted update about my ex which I'd rather not have heard and makes me feel a bit sad. I want to go into this a bit here and then I'll stop talking about it. My ex and I were colleagues on my last project, which ended back in November. We broke up and haven't spoken or seen each other since, although we still work for the same company and have lots of friends in common. Although it was mutual, I took it really badly and it was one of the triggers for a bad bout of depression that began in December. I'm coming out of it now, partially due to my therapy sessions through my private healthcare, but also it is true what they say – time is the best healer.<br><br>5pm: Go to Co-op to buy a few bits including wine. £17.94<br><br>7pm: My brother drives us to my dad's house, I'm very lucky he lives 10 minutes away. Have some wine and a beef salad for dinner. They cheer me up and I'm so glad I came to see them. Living alone can sometimes make me want to stay in my safe little home, which always makes me feel worse.<br><br>9.45pm: Get an Uber home as everyone has drunk too much and it's too late to walk. £4.20 as I have 30% off at the moment.<br><br><strong>Total: £71.14</strong>
Day One

7.15am: My alarm goes off. I am WFH today as it is Good Friday tomorrow and I usually WFH on Fridays. In construction, working hours are normally 8am-5pm but there is an unwritten rule that everyone gets to work for around 7.30/7.45am. I stupidly decided to do a juice cleanse, which started yesterday (the caffeine withdrawal headache was unbearable and I crashed into bed at 8pm last night). Go downstairs and have a celery juice (vile) and a ginger shot (so spicy for this time of day). Start up my computer, flirt on Teams with someone from our client team, we'll call him H (this is not as bad as it sounds, we matched on Bumble and agreed to keep it professional...for now), then start replying to emails.

11am: I crack and make a coffee, my head was splitting in half. Get distracted (obviously – suspected ADHD) and order a Shark vacuum cleaner on sale, mine packed in when I used one of those dodgy shake 'n' vacs from Etsy. £49

1.30pm: My brother comes over to do uni work (he is in my bubble along with my stepmum and dad). He makes pasta for lunch for me while I'm working with stuff I already have in the cupboard. By this point the juice cleanse is well and truly out the window.

3pm: My project director rings me as we've been trying to organise post-lockdown drinks for the client team and our team. This is one of the negatives about working in construction: any task/job that is deemed 'girly' – booking events, making tea, fixing the printer – is almost always given to a girl. Have some issues while booking and using his card for the deposit so I put it on my credit card and he will pay me back (£180 but I won't count this in the total). Best believe I'll be putting H on my table as I'm in charge of splitting everyone up into the groups of six!

4.30pm: A friend/colleague who I haven't seen since last year rings to have a catch-up. He gives me an unwanted update about my ex which I'd rather not have heard and makes me feel a bit sad. I want to go into this a bit here and then I'll stop talking about it. My ex and I were colleagues on my last project, which ended back in November. We broke up and haven't spoken or seen each other since, although we still work for the same company and have lots of friends in common. Although it was mutual, I took it really badly and it was one of the triggers for a bad bout of depression that began in December. I'm coming out of it now, partially due to my therapy sessions through my private healthcare, but also it is true what they say – time is the best healer.

5pm: Go to Co-op to buy a few bits including wine. £17.94

7pm: My brother drives us to my dad's house, I'm very lucky he lives 10 minutes away. Have some wine and a beef salad for dinner. They cheer me up and I'm so glad I came to see them. Living alone can sometimes make me want to stay in my safe little home, which always makes me feel worse.

9.45pm: Get an Uber home as everyone has drunk too much and it's too late to walk. £4.20 as I have 30% off at the moment.

Total: £71.14
<strong>Day Two</strong><br><br>8.03am: Wake up naturally and go make a coffee to enjoy in bed. Get lost on TikTok for several hours and do an ASOS order for some new jeans, slippers and primer. £73.78<br><br>10.45am: Go downstairs to make some eggs on crumpets and another coffee, watch <em>Kardashians</em> on the sofa and then decide I need to leave the house to get some air and not get into a sad mood.<br><br>10.50am: My new Shark vacuum arrives! Talk about speedy service. Stick it on charge and get ready.<br><br>2pm: Finally leave the house, I couldn't tell you what on earth I did for those three hours. A side effect of my suspected ADHD is that I get so distracted and don't know where the time goes. I get the Tube to Canary Wharf (free with my travelcard from work) and go to Waitrose. I want to make a Nigella recipe for dinner. I buy the ingredients plus other stuff I don't need (carrot cake?) and stuff that I do (rosé wine). £42.19. Side note: I eat dinner with my parents at least three nights a week, which I never pay for, and I usually bring my own lunch to work so, since my travel is also paid for by work, I can spend a little more on food.<br><br>3.45pm: My dad briefly stops by for a cup of tea and to check on my houseplants. I am known in the family for neglecting them so he doesn't trust me, I also think he's checking in on me. When he leaves, I realise I didn't have lunch so I heat up leftover pasta from yesterday and have a slice of sourdough with Marmite.<br><br>5.45pm: Afternoon activities included washing my makeup brushes, hoovering with my new Shark (oh my god, the amount of hair in my carpets was disgusting) and trying to watch <em>The Sound of Music</em> on TV. I am forcing myself recently to really focus on doing one thing at a time to curb my suspected ADHD. It doesn't work and I end up watching TikToks while simultaneously watching the film...one of my worst habits.<br><br>7.30pm: Make Nigella's fish finger bhorta. Revolutionary, although it makes me sad to admit because I've committed to not buying fish (I already don't buy meat but I'll eat it if someone else cooks it) after watching <em>Seaspiracy</em>. Once the jumbo pack of fish fingers in my freezer runs out, that is. Phone my friend and have a little cry, today has been a little difficult.<br><br>8pm: Lie in bed with a glass of rosé doing my worst habit and fall asleep shortly after <em>Gogglebox.</em><br><br><strong>Total: £115.97</strong>
Day Two

8.03am: Wake up naturally and go make a coffee to enjoy in bed. Get lost on TikTok for several hours and do an ASOS order for some new jeans, slippers and primer. £73.78

10.45am: Go downstairs to make some eggs on crumpets and another coffee, watch Kardashians on the sofa and then decide I need to leave the house to get some air and not get into a sad mood.

10.50am: My new Shark vacuum arrives! Talk about speedy service. Stick it on charge and get ready.

2pm: Finally leave the house, I couldn't tell you what on earth I did for those three hours. A side effect of my suspected ADHD is that I get so distracted and don't know where the time goes. I get the Tube to Canary Wharf (free with my travelcard from work) and go to Waitrose. I want to make a Nigella recipe for dinner. I buy the ingredients plus other stuff I don't need (carrot cake?) and stuff that I do (rosé wine). £42.19. Side note: I eat dinner with my parents at least three nights a week, which I never pay for, and I usually bring my own lunch to work so, since my travel is also paid for by work, I can spend a little more on food.

3.45pm: My dad briefly stops by for a cup of tea and to check on my houseplants. I am known in the family for neglecting them so he doesn't trust me, I also think he's checking in on me. When he leaves, I realise I didn't have lunch so I heat up leftover pasta from yesterday and have a slice of sourdough with Marmite.

5.45pm: Afternoon activities included washing my makeup brushes, hoovering with my new Shark (oh my god, the amount of hair in my carpets was disgusting) and trying to watch The Sound of Music on TV. I am forcing myself recently to really focus on doing one thing at a time to curb my suspected ADHD. It doesn't work and I end up watching TikToks while simultaneously watching the film...one of my worst habits.

7.30pm: Make Nigella's fish finger bhorta. Revolutionary, although it makes me sad to admit because I've committed to not buying fish (I already don't buy meat but I'll eat it if someone else cooks it) after watching Seaspiracy. Once the jumbo pack of fish fingers in my freezer runs out, that is. Phone my friend and have a little cry, today has been a little difficult.

8pm: Lie in bed with a glass of rosé doing my worst habit and fall asleep shortly after Gogglebox.

Total: £115.97
<strong>Day Three</strong><br><br>8.10am: Wake up, coffee and TikTok in bed. <br><br>10.45am: Shower and drag myself downstairs for another coffee and make some eggs on toast. Start getting ready as I'm seeing a friend for a walk today.<br><br>12pm: My ASOS order arrives, sadly I love everything and decide to keep it. Watching TikTok so much has made me realise that skinny jeans are apparently not a vibe anymore (thanks Gen Z, I also no longer have a side parting). The jeans I ordered are very '90s but I made a promise to myself that post-lockdown I would be more daring with my outfits, even if I do feel a bit like Avril Lavigne in these new jeans. <br><br>2.30pm: Get the Tube to Kensington and my friend and I go to M&S to buy some lunch and tinned alcoholic drinks. £8.55<br><br>5pm: We spend the afternoon in Holland Park drinking. We've been meeting most weekends since NYE and stuck to the rules by meeting outside and although it's nice to see her, the novelty is wearing off and we are longing for pubs! We walk back to M&S for more drinks and then walk back towards Victoria through Hyde Park. £3.80<br><br>6.30pm: Get a call on my way home from another friend who is at a house party and invites me to come but I have lunch with family friends tomorrow and don't fancy being hungover and fined for breaking COVID restrictions so I decline her invite. Get FOMO but ultimately I know it's the right decision, plus I need to fake tan tonight. Hungover + being pasty for tomorrow will make me moody.<br><br>7.45pm: Make some pasta at home and watch TV covered in sticky orange foam with a glass of rosé.<br><br>9pm: Collapse into bed thanks to the 16,000 steps I did today.<br><br><strong>Total: £12.35</strong>
Day Three

8.10am: Wake up, coffee and TikTok in bed.

10.45am: Shower and drag myself downstairs for another coffee and make some eggs on toast. Start getting ready as I'm seeing a friend for a walk today.

12pm: My ASOS order arrives, sadly I love everything and decide to keep it. Watching TikTok so much has made me realise that skinny jeans are apparently not a vibe anymore (thanks Gen Z, I also no longer have a side parting). The jeans I ordered are very '90s but I made a promise to myself that post-lockdown I would be more daring with my outfits, even if I do feel a bit like Avril Lavigne in these new jeans.

2.30pm: Get the Tube to Kensington and my friend and I go to M&S to buy some lunch and tinned alcoholic drinks. £8.55

5pm: We spend the afternoon in Holland Park drinking. We've been meeting most weekends since NYE and stuck to the rules by meeting outside and although it's nice to see her, the novelty is wearing off and we are longing for pubs! We walk back to M&S for more drinks and then walk back towards Victoria through Hyde Park. £3.80

6.30pm: Get a call on my way home from another friend who is at a house party and invites me to come but I have lunch with family friends tomorrow and don't fancy being hungover and fined for breaking COVID restrictions so I decline her invite. Get FOMO but ultimately I know it's the right decision, plus I need to fake tan tonight. Hungover + being pasty for tomorrow will make me moody.

7.45pm: Make some pasta at home and watch TV covered in sticky orange foam with a glass of rosé.

9pm: Collapse into bed thanks to the 16,000 steps I did today.

Total: £12.35
<strong>Day Four</strong><br><br>9.40am: Enjoy a nice lie-in but wake up bright orange, FFS. Crumpets in bed then get ready for a back garden BBQ at a family friend's house. <br><br>12.45pm: Uber to our family friend's house. £5.05<br><br>10.30pm: The rest of the day is a blur I'm afraid! We drank copious amounts of wine, then tequila shots, and enjoyed a lovely roast dinner with lots of chocolate afterwards. It was the first proper socialising I did as rules changed on Monday, it was so nice to see people I haven't seen for ages. I get an Uber home (£8.11) and drunk message H (FFS).<br><br>11.30pm: Eat some toast in bed and fall asleep.<br><br><strong>Total: £13.16</strong>
Day Four

9.40am: Enjoy a nice lie-in but wake up bright orange, FFS. Crumpets in bed then get ready for a back garden BBQ at a family friend's house.

12.45pm: Uber to our family friend's house. £5.05

10.30pm: The rest of the day is a blur I'm afraid! We drank copious amounts of wine, then tequila shots, and enjoyed a lovely roast dinner with lots of chocolate afterwards. It was the first proper socialising I did as rules changed on Monday, it was so nice to see people I haven't seen for ages. I get an Uber home (£8.11) and drunk message H (FFS).

11.30pm: Eat some toast in bed and fall asleep.

Total: £13.16
<strong>Day Five</strong><br><br>8.45am: Why can I never sleep in when I'm hungover! I have a family lunch today so it is probably for the best. Crumpets in bed. Nothing new here except I have four instead of the usual two, just to help soak away the hangover.<br><br>11.30am: Lie in bed all morning feeling sorry for myself, until H replies to my drunk message. We chat for a bit, I apologise and it somehow ends in him asking me on a date for next Saturday! I finally get up and get ready. Do another ASOS order because I don't have an outfit obviously. £31.19<br><br>1.45pm: My brother comes to collect me and we go back to my dad's for our Easter lunch because we were at that BBQ yesterday. Have a lovely lunch but we are all so hungover and tired.<br><br>4.30pm: My brother drives me home as he is staying at mine tonight. He wants to do uni work and I always go to sleep so early so he can have peace and quiet.<br><br>6.30pm: I collapse into bed and fall asleep not long after.<br><br><strong>Total: £31.19</strong>
Day Five

8.45am: Why can I never sleep in when I'm hungover! I have a family lunch today so it is probably for the best. Crumpets in bed. Nothing new here except I have four instead of the usual two, just to help soak away the hangover.

11.30am: Lie in bed all morning feeling sorry for myself, until H replies to my drunk message. We chat for a bit, I apologise and it somehow ends in him asking me on a date for next Saturday! I finally get up and get ready. Do another ASOS order because I don't have an outfit obviously. £31.19

1.45pm: My brother comes to collect me and we go back to my dad's for our Easter lunch because we were at that BBQ yesterday. Have a lovely lunch but we are all so hungover and tired.

4.30pm: My brother drives me home as he is staying at mine tonight. He wants to do uni work and I always go to sleep so early so he can have peace and quiet.

6.30pm: I collapse into bed and fall asleep not long after.

Total: £31.19
<strong>Day Six</strong><br><br>6.15am: Alarm, shower, get ready for work. Jump on the Tube (it's only two stops, what a dream), free with my travelcard from work.<br><br>7.30am: Get into the office, have the obligatory "How was your Easter?" conversations, make my Marmite on toast with stuff I already have in the work fridge/cupboard. We are still allowed in the office as I work in construction but there are usually only five other people at the moment. Since the pandemic started, our company has given us a choice as to whether we want to come in or not. Coming in massively helps my concentration as I feel so self-conscious getting up from my desk every 10 minutes (as I do at home) when there are people around me, although I do still get "Do you have ants in your pants?" comments.<br><br>12pm: I've been in Teams calls pretty much all morning. My friend and I go to Tesco for some lunch then sit in the office kitchen gossiping. £2.20<br><br>4.45pm: I've worked nonstop all afternoon with brief interludes of gossiping with my friend some more (she sits behind me and it's very hard not to). Get the Tube home, stop at Sainsbury's for oat milk and double cream. I'm fully aware this is a contradiction. £2.49<br><br>5.20pm: Get home and I see a letter arrived from the local psychological assessment and liaison team that my request for an ADHD assessment has been rejected as I am not at significant risk. My GP warned me this would happen; adult ADHD assessments are notoriously difficult to get unless you can demonstrate it's affecting your life in a profound/dangerous way (i.e. substance abuse, depression...hello?! Or serious money issues). Frustrating but I will go private, meaning that I will need to pay around £360 (it's not covered by my health insurance through work). Ultimately it will be worth it – as my responsibilities at work have increased and my mental health has declined, I've realised I need to do something before it starts becoming a real issue. Make some Quorn nuggets and eat them in bed. Watch TV and TikTok simultaneously for a few hours. Do an Amazon Prime order for a new hairdryer and some fake tan. £45.98<br><br>8.45pm: Lights out (what a loser).<br><br><strong>Total: £50.67</strong>
Day Six

6.15am: Alarm, shower, get ready for work. Jump on the Tube (it's only two stops, what a dream), free with my travelcard from work.

7.30am: Get into the office, have the obligatory "How was your Easter?" conversations, make my Marmite on toast with stuff I already have in the work fridge/cupboard. We are still allowed in the office as I work in construction but there are usually only five other people at the moment. Since the pandemic started, our company has given us a choice as to whether we want to come in or not. Coming in massively helps my concentration as I feel so self-conscious getting up from my desk every 10 minutes (as I do at home) when there are people around me, although I do still get "Do you have ants in your pants?" comments.

12pm: I've been in Teams calls pretty much all morning. My friend and I go to Tesco for some lunch then sit in the office kitchen gossiping. £2.20

4.45pm: I've worked nonstop all afternoon with brief interludes of gossiping with my friend some more (she sits behind me and it's very hard not to). Get the Tube home, stop at Sainsbury's for oat milk and double cream. I'm fully aware this is a contradiction. £2.49

5.20pm: Get home and I see a letter arrived from the local psychological assessment and liaison team that my request for an ADHD assessment has been rejected as I am not at significant risk. My GP warned me this would happen; adult ADHD assessments are notoriously difficult to get unless you can demonstrate it's affecting your life in a profound/dangerous way (i.e. substance abuse, depression...hello?! Or serious money issues). Frustrating but I will go private, meaning that I will need to pay around £360 (it's not covered by my health insurance through work). Ultimately it will be worth it – as my responsibilities at work have increased and my mental health has declined, I've realised I need to do something before it starts becoming a real issue. Make some Quorn nuggets and eat them in bed. Watch TV and TikTok simultaneously for a few hours. Do an Amazon Prime order for a new hairdryer and some fake tan. £45.98

8.45pm: Lights out (what a loser).

Total: £50.67
<strong>Day Seven</strong><br><br>6.15am: Follow the same morning routine as yesterday, get to work and make crumpets and settle into work.<br><br>11.45am: I'm finding it so hard to concentrate today as I've had four coffees before 11am. I tend to be really lazy with work until the last minute, then I smash it out in a few hours. I know this is so unhealthy and cannot continue long-term, especially as I progress in my career, but it works for the moment and to be honest, I don't know what else to do as I've always done this and got away with it. I'd like to add that I do not get distracted on purpose and set out every morning with the best intentions, then get distracted and realise later I've spent two hours clicking onto different spreadsheets and not achieved anything. Go to get a meal deal and have a break from my screen and also pick up some hand cream. £5.50<br><br>1.20pm: Decide to book my ADHD assessment and get an appointment for early in May, which calms me down a bit. £360<br><br>4.45pm: Much of the same, Teams calls, general work stuff, browse Ikea for a bit but stop myself buying anything. Get the Tube home.<br><br>5.45pm: My brother comes to get me for dinner at my dad's (I know it seems like I have a private chauffeur at the moment but when he's at uni I always walk there and back, which takes around 20 minutes each way).<br><br>9.30pm: Get an Uber home as everyone is tired and had wine with dinner. £4.22<br><br><strong>Total: £369.72</strong>
Day Seven

6.15am: Follow the same morning routine as yesterday, get to work and make crumpets and settle into work.

11.45am: I'm finding it so hard to concentrate today as I've had four coffees before 11am. I tend to be really lazy with work until the last minute, then I smash it out in a few hours. I know this is so unhealthy and cannot continue long-term, especially as I progress in my career, but it works for the moment and to be honest, I don't know what else to do as I've always done this and got away with it. I'd like to add that I do not get distracted on purpose and set out every morning with the best intentions, then get distracted and realise later I've spent two hours clicking onto different spreadsheets and not achieved anything. Go to get a meal deal and have a break from my screen and also pick up some hand cream. £5.50

1.20pm: Decide to book my ADHD assessment and get an appointment for early in May, which calms me down a bit. £360

4.45pm: Much of the same, Teams calls, general work stuff, browse Ikea for a bit but stop myself buying anything. Get the Tube home.

5.45pm: My brother comes to get me for dinner at my dad's (I know it seems like I have a private chauffeur at the moment but when he's at uni I always walk there and back, which takes around 20 minutes each way).

9.30pm: Get an Uber home as everyone is tired and had wine with dinner. £4.22

Total: £369.72
<strong>The Breakdown</strong><br><br>Food/Drink: £82.67<br>Entertainment: £0<br>Clothes/Beauty: £150.95<br>Travel: £21.58<br>Other: £409<br><br><strong>Total: £664.20</strong><br><br><strong>Conclusion</strong><br><br>"I'm surprised how many online impulse purchases I made, considering I didn't think I had an issue with this. Perhaps I need to address this as my clothing and beauty spending says otherwise. I did have a few random things this week like the ADHD assessment and vacuum cleaner, and I used Uber more than I have for months, which I suppose will continue to increase as we come out of lockdown. My food spending was nothing unusual although I didn't make any effort to bring lunch into work, which I'm usually quite good at doing. On the whole it has reassured me that my spending isn't anything out of the ordinary. I obviously don't have anything to save for, as I'm not making a huge effort to save for a house deposit for various reasons. Firstly, I am single and house prices in London are insane so basically unachievable for the next few years unless I meet someone to buy a house with. Secondly, the idea of buying a house really scares me. I really don't like being stuck in one place and my job means I'll inevitably need to move around from project to project. Lastly, I have toyed with the idea of moving up north, which will make buying a house a real possibility, I need to look into this more. What I will say is that I haven't been out for a proper night in the pub. When life was normal this was a weekly occurrence with work and came with a lot of impulse purchases – I'm sort of glad to have seen the back of them for a while although they will begin again next week.<br><br>It has also made me realise I can definitely afford to move a concrete amount each month into savings, I tend to just leave a rolling amount in my current account which isn't good! Maybe I will start saving for that house..."
The Breakdown

Food/Drink: £82.67
Entertainment: £0
Clothes/Beauty: £150.95
Travel: £21.58
Other: £409

Total: £664.20

Conclusion

"I'm surprised how many online impulse purchases I made, considering I didn't think I had an issue with this. Perhaps I need to address this as my clothing and beauty spending says otherwise. I did have a few random things this week like the ADHD assessment and vacuum cleaner, and I used Uber more than I have for months, which I suppose will continue to increase as we come out of lockdown. My food spending was nothing unusual although I didn't make any effort to bring lunch into work, which I'm usually quite good at doing. On the whole it has reassured me that my spending isn't anything out of the ordinary. I obviously don't have anything to save for, as I'm not making a huge effort to save for a house deposit for various reasons. Firstly, I am single and house prices in London are insane so basically unachievable for the next few years unless I meet someone to buy a house with. Secondly, the idea of buying a house really scares me. I really don't like being stuck in one place and my job means I'll inevitably need to move around from project to project. Lastly, I have toyed with the idea of moving up north, which will make buying a house a real possibility, I need to look into this more. What I will say is that I haven't been out for a proper night in the pub. When life was normal this was a weekly occurrence with work and came with a lot of impulse purchases – I'm sort of glad to have seen the back of them for a while although they will begin again next week.

It has also made me realise I can definitely afford to move a concrete amount each month into savings, I tend to just leave a rolling amount in my current account which isn't good! Maybe I will start saving for that house..."

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