3 Ways You Can Make Your IRA Work Better for You

3 Ways You Can Make Your IRA Work Better for You

Regular IRA contributions aren't enough to ensure a secure future. When you open an IRA, you must decide whether you'd like it to be traditional or Roth. Roth IRAs use after-tax dollars, so contributions to these accounts won't lower your tax bill this year, but then you won't owe taxes on your distributions later.