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How to Book With Credit Card Rewards

  1. Apply and get accepted for the Chase Sapphire Preferred Card: You'll automatically get 60,000 bonus sign-up points after spending $4,000 on purchases in the first three months from the account opening. That's at least $750 towards travel when redeemed. Plus, you get 2x points per $1 spent on anything travel and food related (yes, spending tons on Ubers can actually pay off now).
  2. Log into your chase Ultimate Rewards account: Log in to your Chase account online (desktop or mobile version works) and scroll to click the "Ultimate Rewards" tab.
  3. Open the Chase travel search: Now that you're on the Ultimate Rewards landing page, click "travel" on the top. It will clearly show you how many points you have and the monetary value it equals out to.
  4. Select your flight: Simply search the flights you want to book, just like you would on any other booking platform. You can book anything from flights to cruises with your points!
  5. Review and confirm: Now that you've chosen your flight routes, review and confirm that the trip's details are correct and scroll down to click "continue booking".
  6. Book with points: This is where you'll enter your personal travel information (first name, last name, email, etc.) along with how you will pay. You can pay for your entire booking with Chase Ultimate Rewards points or you can pay with a combination of points and cash.

I Flew to the Maldives Roundtrip For $300 Using Credit Card Points - Here's How You Can, Too

The Maldives has been a far-fetched destination that I always dreamed of visiting one day (but didn't think it could actually happen), and I'm positive I'm not alone in that. Its turquoise blue waters, pristine white sand beaches, and luxe resorts with overwater villas makes it a top bucket list vacation, whether you're planning a honeymoon, family vacation, or just a tranquil solo getaway. After doing my research and reading tips on The Points Guy, I realized that this dream can actually very quickly become a reality. How? By simply racking up credit card points for things I would normally be spending money on anyway, and by taking advantage of sign-up bonus points when you get a new card.

Now, I'm no financial expert, but when I got accepted for the Chase Sapphire Preferred credit card, the process to redeem my points and use them for travel rewards was super easy. I ultimately was able to score a roundtrip flight to the Maldives for just $327 (originally around $1,200). Keep reading for my step-by-step breakdown on how you can do it too and where to stay once you're finally there!


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