Expert warns motorists of six surprising driving fines to avoid this Christmas

A motoring expert has cautioned drivers about six unexpected actions that could lead to fines this Christmas season.

With snow blanketing parts of the UK and Christmas just around the corner, the expert has also shares valuable tips to help motorists stay safe during the festive period.

Among the festive activities that could catch drivers off guard is something as simple as playing music. Mariah Carey’s classic hit ‘All I Want for Christmas Is You’ has already climbed into the Global Top 50 Charts this November, with streams pouring in from around the world—but did you know that playing this song while driving could actually land you with a fine?

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It’s not just festive songs that could result in fines this winter—drivers transporting a Christmas tree attached to their vehicle improperly could face up to three penalty points on their licence and a £300 fine.

As Christmas approaches and many motorists embrace the festive spirit, Nationwide Vehicle Contracts has highlighted six common motoring fines to watch out for this holiday season.

Singing and dancing to loud music whilst driving

According to the Highway Code, playing music too loud could be classed as a distraction, leaving you with up to nine points on your license and a £100 fine - not what you want just before Christmas.

In more serious situations, if your music is loud enough to prevent you from hearing potential hazards, it could endanger others. This might result in charges for ‘driving without due care and attention’ or even ‘dangerous driving’.

Driving with snow on your roof and windscreen

While a white Christmas might be a festive dream for many, snow poses serious hazards for drivers. Beyond causing delays and dangerous conditions, it can also lead to unexpected expenses.

Only clearing ice or snow from part of your windscreen, known as ‘portholing’, can lead to up to three points on your licence and a £2,500 fine. By law, every glass panel must be visible and allow a clear view of the road from all angles before you set off.

Driving with snow on your roof isn’t illegal, but it’s risky. Falling snow could block your view or obstruct cars behind you, leading to charges like ‘driving without due consideration’ or ‘using a motor vehicle in a dangerous condition.’

To stay safe, always clear snow and ice from your roof and all windows.

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Incorrectly attaching a Christmas tree to your roof

While the Highway Code doesn’t have specific rules about transporting Christmas trees, overloading your vehicle can result in a £300 fine, up to three points, and even vehicle damage. An improperly secured tree can also make your car dangerous under the Road Traffic Act 1988.

To help, experts at Nationwide Vehicle Contracts offer these tips for safely transporting your tree:

• Choose wisely: Pick a tree that fits both your home and car, and drive cautiously with it on or in your vehicle.

• Secure inside: Strap the tree down securely to prevent movement. If it sticks out of the boot, attach a reflective warning.

• Use the roof: If the tree is too big, secure it on the roof in netting, using a roof rack or strong rope. Place the stump forward for better aerodynamics.

Always ensure clear visibility through windows and access to mirrors, the gear stick, and controls. If in doubt, consider a trailer or hiring a van.

Leaving your car running while defrosting the windscreen

Defrosting your car to improve driving safety can unintentionally break the law if done improperly on a public road.

The Road Traffic Act 1998 states that leaving your engine running while clearing snow and ice from outside your car on a public road is illegal and could result in a £20 fine.

Always switch off your vehicle before stepping out.

Snow or ice blocking your number plate

Snow and ice on your roof or windscreen aren’t the only concerns—if your front or rear number plate is obscured, you could face a fine of up to £1,000.

The law requires number plates to be clearly visible at all times, as blocked plates prevent speed cameras or police checks from identifying your vehicle.

Before heading out this winter, ensure your number plates are free of snow, ice, or grit.

Putting decorations on your car

While festive decorations may look fun, they can lead to fines, insurance issues, and even driving bans. Although not illegal, it's best to avoid putting lights, antlers, ribbons, or tinsel on your car.

The main risk is obstructing your view—never place decorations on dashboards or windows. Blocking your windscreen can result in three points and fines up to £1,000.

Keith Hawes, Director of Nationwide Vehicle Contracts, says: "Road accidents are more common around the winter period due a range of factors, such as bad weather conditions, dark nights and the density of traffic. It is important motorists follow the advice given and avoid contributing to these statistics due to irresponsible driving and festive modifications this Christmas."

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